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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.95 (62 reviews)

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3.98

Based on 62 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

10%

11%

15%

Latest highest rating:

4

Lloyds Ultra Credit Card Introduced last year and is an excellent product offering with an attractive 1% cash back for the first 12 months including transactions abroad with n... Read more Reviewed on: 24th January 2026

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (62)

Easy

Easy workings from a great company Reviewed on: 28th June 2017

Great credit card

Nothing bad to say, repayment totals are low enough to allow me to pay more off each month if I want to and its great to have to maintain my credit score Reviewed on: 23rd June 2017

Good service

Good service used for several years Reviewed on: 19th June 2017

Excellent, fast, friendly service.

Never had any issues with Lloyd's. Outstanding service. Reviewed on: 8th June 2017

Never used another bank

I have been using lloyds banks for 25 years Had credit cards and loans and current accounts Highly reliable service Reviewed on: 30th May 2017

Awful interest rate

bad interest rate after initial period, over secure online authentication wont let you buy anything! Reviewed on: 30th May 2017

Lloyd tsb taken every property from us .didn't give us a time to sort every thing out

Not happy at all with Lloyd tsb .ronin our life.took all the properties from us.make our life horrible. Lloyd tsb not a good bank .we not happy at all. Reviewed on: 10th May 2017

Never do business woth Lloyds

Despicable company who treat their customers with disdain. Reviewed on: 14th April 2017

Best credit card!

I have used Lloyds Advance credit card for over 10 years and it's the best and safest card I've had. They always alert me immediately if they suspect it is being used fraudulently. I would definitely recommend Lloyds advance credit card to family and friends. Reviewed on: 12th February 2017

PPI added, I wasnt employed at the time

I went into the branch and explained my situation and asked what was available to me. I was offered the card which I found years later also had ppi added, despite it not being necessary and a waste of money. Reviewed on: 11th February 2017

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