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Lloyds Bank: Advance Credit Card reviews

Name: Advance Credit Card
Rating: 3.93 (60 reviews)

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3.96

Based on 60 reviews, last reviewed 12th Jun 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

12%

15%

Latest highest rating:

5

Application for a Balance Transfer Application for a Balance Transfer Reviewed on: 12th June 2025

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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Lloyds Bank Advance Credit Card reviews can help you to find out about the pros and cons of the Advance Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Advance Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Advance Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Lloyds Bank Advance Credit Card reviews (60)

Ook

The best company from u.k,,cert cheap Reviewed on: 24th November 2018

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Poor customer service

Getting Lloyds to do a chargeback is one for the mission impossible team. Reviewed on: 8th October 2018

Amazing balance transfer deal

I got 33 months balance transfer deal, can't beat it! Reviewed on: 8th April 2018

think they charge too many fees especially when buying from another country

think they charge too many fees especially when buying from another country. two sets of fees, wish they would rreconsider the fees and make them a lot less Reviewed on: 11th February 2018

Wowser

Wow service wow people w3 wow you Reviewed on: 7th January 2018

Fabulous bank to be with

I have been with Lloyds since I was 15 years old and they have always been my favourite. Reviewed on: 5th January 2018

Fat cats

Would not recommend if you are just another number but if you're one of the in we elite they will bend over backwards literally Reviewed on: 23rd August 2017

Easy

Easy workings from a great company Reviewed on: 28th June 2017

Great credit card

Nothing bad to say, repayment totals are low enough to allow me to pay more off each month if I want to and its great to have to maintain my credit score Reviewed on: 23rd June 2017

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