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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.91 (67 reviews)

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3.91

Based on 67 reviews, last reviewed 13th Apr 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

10%

15%

Latest highest rating:

5

Lloyds Bank does everything right Lloyds Bank makes it easy to set up and modify overdraft options, features a sleek and easy to read layout, and allows you to see your scheduled\upcok... Read more Reviewed on: 6th April 2026

Latest lowest rating:

1

Lloyds credit card is unusable I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for ... Read more Reviewed on: 13th April 2026

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (67)

Excellent

Very easy & Friendly services. Excellent Reviewed on: 6th February 2020

FAB

EXCELLENT SERVICE NOTHING TO MUCH TROUBLE Reviewed on: 5th February 2020

Very good

I have had this credit card for a number of years and find it ideal for making online purchases. The Lloyds app is easy to use and I can easily check what my balance is and when a payment is due. I would recommend this product. Reviewed on: 20th November 2019

Lloyds Bank app

Lloyds Bank/mobile banking is really easy to use, even if your phone has been rooted the app works. Other banking apps do not work on rooted phones. Reviewed on: 30th May 2019

Great Balance transfer rate and term

Transferred a Balance to Lloyds Credit card, with no fee and 0% over a decent period. Application was easy and received confirmation quickly. Gave a scor of 2 stars, on recommendation, because I NEVER recommend Credit Cards to anyone. Reviewed on: 20th April 2019

Good interest rates

I have been banking with Lloyd's for over 20 years, very happy with service and Advance Credit card Reviewed on: 20th April 2019

very good

very good 5+ very good 5+ very good 5+ Reviewed on: 8th January 2019

Ook

The best company from u.k,,cert cheap Reviewed on: 24th November 2018

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Poor customer service

Getting Lloyds to do a chargeback is one for the mission impossible team. Reviewed on: 8th October 2018

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