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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.95 (62 reviews)

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3.98

Based on 62 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

10%

11%

15%

Latest highest rating:

4

Lloyds Ultra Credit Card Introduced last year and is an excellent product offering with an attractive 1% cash back for the first 12 months including transactions abroad with n... Read more Reviewed on: 24th January 2026

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (62)

Good interest rates

I have been banking with Lloyd's for over 20 years, very happy with service and Advance Credit card Reviewed on: 20th April 2019

very good

very good 5+ very good 5+ very good 5+ Reviewed on: 8th January 2019

Ook

The best company from u.k,,cert cheap Reviewed on: 24th November 2018

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Poor customer service

Getting Lloyds to do a chargeback is one for the mission impossible team. Reviewed on: 8th October 2018

Amazing balance transfer deal

I got 33 months balance transfer deal, can't beat it! Reviewed on: 8th April 2018

think they charge too many fees especially when buying from another country

think they charge too many fees especially when buying from another country. two sets of fees, wish they would rreconsider the fees and make them a lot less Reviewed on: 11th February 2018

Wowser

Wow service wow people w3 wow you Reviewed on: 7th January 2018

Fabulous bank to be with

I have been with Lloyds since I was 15 years old and they have always been my favourite. Reviewed on: 5th January 2018

Fat cats

Would not recommend if you are just another number but if you're one of the in we elite they will bend over backwards literally Reviewed on: 23rd August 2017

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