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Lloyds Bank: Everyday credit cards reviews

4.06
Based on 68 reviews, last reviewed 11th Jun 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
10%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
15%

Latest highest rating:

5

The ultra credit card is giving me 1% back on all my... The ultra credit card is giving me 1% back on all my spending for the first year. It will be a nice lump sum to pay off the debt next year. The card a... Read more Reviewed on: 11th June 2026
Adz M's avatar
Adz M

Latest lowest rating:

1

Lloyds credit card is unusable I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for ... Read more Reviewed on: 13th April 2026
Steve L's avatar
Steve L

About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (68)

I am using Lloyds Bank services for more than 8 year...

5
I am using Lloyds Bank services for more than 8 years and I find these services very professional and helpful. Reviewed on: 2nd April 2025

In Chichester the staff were first rate,friendly and...

5
In Chichester the staff were first rate,friendly and welcoming. Reviewed on: 12th March 2025

Excellent customer service

5
Walking in to a very busy area and a broken county and long queues going all the way out customers service was still in an excellent place and hand information Reviewed on: 26th February 2025

What's the point?

2
I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into my current account to make the payment. This offer only comes around at the beginning of the month but no guarantee that it will. So what's the point then? If I wanted to pay HMRC direct from the credit card, it would be deemed as a cash withdrawal, and I would be charged 5% interest over and above the interest I would already have to pay. This is ludicrous and not at all user friendly. Reviewed on: 10th February 2025

Not really sure what to put here to be honest

3
Not really sure what to put here to be honest Reviewed on: 25th September 2024

Takes too long to arrive, in a 24/7 society why can'...

3
Takes too long to arrive, in a 24/7 society why can't pins be delivered in the app and why do cards take so long to arrive. Had my pin almost a week before my card. Reviewed on: 27th May 2024

The whole application was easy and simple, great cus...

5
The whole application was easy and simple, great customer service in branch and on the phone! Reviewed on: 24th May 2024

9 years good experience Because they don’t let me kn...

5
9 years good experience Because they don’t let me know, so I’m very happy Reviewed on: 13th April 2024

Good Lloyd bank halifax

5
Good Lloyd bank halifax ghhvfffddgdffgcchhvgknvcfddfgggfdfgff Reviewed on: 18th March 2024

Not always the best interest

4
Not always the best intrest.Works well for me. Reviewed on: 15th February 2024

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