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Lesley J

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Review of the Lloyds Bank, Advance Credit Card:

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What's the point?

I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into my current account to make the payment. This offer only comes around at the beginning of the month but no guarantee that it will. So what's the point then? If I wanted to pay HMRC direct from the credit card, it would be deemed as a cash withdrawal, and I would be charged 5% interest over and above the interest I would already have to pay. This is ludicrous and not at all user friendly. Reviewed on: 10th February 2025

Review of the Revolut, Personal Account:

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App easy to use.

App easy to use. Excellent money transfer rates but difficult to contact a live agent to help with queries Reviewed on: 10th February 2025

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