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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.04 (214 reviews)

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4.04

Based on 214 reviews, last reviewed 20th Apr 2026

1000% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Great all around financial organisation. Great all around financial organisation. Good service and products, and great current account and credit card for international use, without fees and ... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (214)

Low foreign currency charges

I use the Nationwide credit card for non GBP purchases when holidaying in the EU, always careful to avoid the trap of a card reader conversion to GBP, which is inevitably more expensive than Nationwide's rate. Reviewed on: 12th June 2025

Nationwide have consistently excellent customer serv...

Nationwide have consistently excellent customer service, the credit card gets good rates abroad and meets all my day to day needs Reviewed on: 12th June 2025

Cannot fault Nationwide great never had any problem...

Cannot fault Nationwide great never had any problem with them very good credit card couldn’t, wish for any better Reviewed on: 1st June 2025

nationwide is family

nationwide has always been about the people and they prove that with how they run their bank operations. no other bank other than nationwide has ever sent me a £50 thank you from their bank for the successful acquisition of virgin money, also nationwide listens to its consumers, when we complained about having to always use our card readers to transfer and how inconvenient it could be at times they updated the app to allow us to use our face id’s and fingerprints to verify it’s us rather than always using the card so now we can easily transfer and go. Reviewed on: 11th April 2025

Great value features with that card

Great value features with that card Reviewed on: 11th April 2025

Always been easy to deal with never had any problems.

Always been easy to deal with never had any problems. I got a £50 bonus for staying with them. Reviewed on: 3rd April 2025

Easy to ask questions

Easy to ask questions and access app Reviewed on: 2nd April 2025

I chose to have a credit card with Nationwide as the...

I chose to have a credit card with Nationwide as the benefits were second to none. The process to apply for the credit card was quick and easy and staff were helpful when I had questions. The information on the website made me feel confident to apply for this credit card. Reviewed on: 2nd April 2025

Travelling in Europe

I use my Nationwide credit card when travelling in Europe as there is no charge for using it to buy goods or services, unlike with the other credit card I use. It also means the cost of what I bought abroad is separated from my normal expenditure. Reviewed on: 2nd April 2025

Fabulous service and brilliant bank!

Very efficient service with good helpful advice. I was dealt with quickly and everything explained to me in full. This was so easy to apply for and very straightforward. Very professional. Reviewed on: 2nd April 2025

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