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Nationwide: Credit card reviews

View other Nationwide products
4.12
Based on 224 reviews, last reviewed 2nd Sep 2026
60% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
20%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026
Lynn Morris's avatar
Lynn Morris

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026
SYED 's avatar
SYED
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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (224)

Excellent Service

5
I recently applied for a credit card with Nationwide as I wanted to improve my credit rating. I went into my local branch and was able to speak to someone straight away and apply for the card. The rates and terms were all explained well and he also helped me to set up paying off my outstanding balance at the end of the month so I would not have to pay any interest. I was very happy with the service provided and after having the card for several months now have had no problems. Reviewed on: 28th August 2015
Elle's avatar
Elle

Targeting the vulnerable.

1
I will never forgove Nationwide for calling me into branc the day I turned 18 and giving me a £2000 overdraft and £3000 credit card. Irresponsible lending at its worst! 5 years later and I'm still paying it all off! Reviewed on: 26th August 2015
Beth Pearson's avatar
Beth Pearson

.5% cash back, never any problems, good currency rate abroad

5
I have the "select" half percent cash back card, buying on this card, as long as you pay it in full every month, gives a nice little boost at the end of the year. There are never any problems with card payments e.g. late, doubled, missing or declined in error. They have a really good euro rate when you use the card to buy in Europe. They have a good, easy-to-use website and the staff are always helpful. Reviewed on: 27th April 2015
Quoque's avatar
Quoque

A good all rounder

3
A good all round card that has a sensible limit, some benefits and a reasonable rate. Not spectacular, but nice and stable. Reviewed on: 20th October 2014
Jo's avatar
Jo

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