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Nationwide: Credit Card reviews

3.87
Based on 185 reviews, last reviewed 6th Mar 2025
500% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

No transaction fees for spending in the EU No transaction fees for spending in the EU Reviewed on: 6th March 2025
Lee's avatar
Lee

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work bette...

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Nationwide Credit Card reviews (185)

Nice rewards

5
Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

no understanding when we ran into financial problems due to illness

2
no support when we needed understanding Reviewed on: 23rd April 2016

Very good

5
Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

Nationwide Visa Credit Card accepted everywhere

4
I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit lim... Reviewed on: 21st April 2016

CREDIT CARD

5
No fees or interest to pay on balance transfers or purchases - all interest free for a year. Reviewed on: 21st April 2016

Great for cashback

5
Nationwide's select credit card is a great option as you get cash back every time you use it. If you have a current account with them as well it is perfect for using abroad as there are no fees which makes a big difference to holiday expenses. Their customer service is good too - when I had a problem with my card recently they were very helpful and understanding and resolved my problem fairly and easily. Reviewed on: 21st April 2016

Best cash back credit card

5
I have been using nationwide credit for few years now and I can say this is the best cash back credit card on market. It gives some incentive if you are new customer and then 0.50% whixh sounds like little but it adds a lot in a year. I have received £100 last year. The customer service is superb. Reviewed on: 28th March 2016

GOOD

5
Applied for a credit card and found it quick and easy and got a good repayment rate. Only slight hold up was that I had to visit branch with ID but once this was done the card arrived quickly Reviewed on: 28th March 2016

the credit you need and can afford no more no less

5
I never wanted a credit card (still don't) but I find I need one for travel these days. nationwide gave me what I wanted with out pushing me to take additional credit. Perfect Reviewed on: 19th February 2016

Good cashback

4
Use this card for all my purchases and each year get a nice surprise of cash back just before Christmas. Recommend as a result. Reviewed on: 24th December 2015

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