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Nationwide: Credit Card reviews

4.01
Based on 192 reviews, last reviewed 11th Apr 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

nationwide is family nationwide has always been about the people and they prove that with how they run their bank operations. no other bank other than nationwide has ever ... Read more Reviewed on: 11th April 2025
Tay S's avatar
Tay S

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Nationwide Credit Card reviews (192)

Credit card

5
They fully explain what is involved in taking out a credit card and check your understanding at the end of the interview. Reviewed on: 27th June 2016

Great credit card!

5
Been using this credit card for years with no trouble. I get 1% cash back, and it's also good for use abroad! Reviewed on: 26th June 2016

very safe

4
Always put a block on a really expensive on line purchase until i contact them, to some people this would be annoying, but i like the secure feeling. Reviewed on: 22nd June 2016

Nationwide

2
Service is not very helpful and always takes such a long time to resolve my issues. Reviewed on: 23rd May 2016

great to use abroad no charges in the EU

5
Use this in the EU and there are no charges like other credit cards. In the UK you get money discounts/ offers, at selected retailers, which change once in a while, online at my rewards with Nationwide. Reviewed on: 8th May 2016

Credit card accepted everywhere

4
We have had the Nationwide Select Credit card for a number of years ad never experienced any problems using online or instore. The interest charged for this card is a reasonable 15.9% if you have a Nationwide current account, as we have. Also, the interest rate can be avoided completely if you pay the outstanding amount in full, as we do. Cashback is 0.5% when spending on this card, and there are more attractive rates of cashback offered by other banks and building societies. However, I like to have a credit card with my main building society, and the Select credit card is easy to use, with a credit limit suitable for our needs. The card also gives access to various rewards offered by Nationwide, as there rarely seems anything we need. For a simple and easy to use credit card, I would recommend the Select. Reviewed on: 6th May 2016

Earn credit to use abroad

5
I've always received a great service from Nationwide credit card. I like that you can build up a reserve of credit which you can use abroad for free exchanges. So you are charged any exchange fees. Reviewed on: 6th May 2016

Nice rewards

5
Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

no understanding when we ran into financial problems due to illness

2
no support when we needed understanding Reviewed on: 23rd April 2016

Very good

5
Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

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