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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (197 reviews)

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4.10

Based on 197 reviews, last reviewed 15th Jul 2025

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Fast and easy service Easy application process and a fast around service. Reviewed on: 15th July 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (197)

Reliable and Rewarding

Just to say I highly recommend my Nationwide Select Credit card as the associated staff are very competent and helpful in an emergency (such as when an unauthorised company tries to take recurring payments from said credit card account as happened to me recently), and they're always available via a free phone number. Reviewed on: 31st December 2016

Great 0% credit cards

Taken out two credit cards (wife & I), no interest on purchases for 12 months, keeping money I've spent on cards on Nationwide account (earning 5%). Easy way to make money!!! Reviewed on: 24th December 2016

Online scammed but computer said no

Out group account was broken into and fraudulent transactions were made but nationwide caught every single one before it hit our account, then informed us and deactivated our cards and gave us new ones. Cant sing their praises enough Reviewed on: 18th December 2016

Good for what it is

We use the nationwide card and doesn't seem too steep though I only really have for emergencies Reviewed on: 16th December 2016

Good, but...

They're good for pretty much anyting, but don't believe they are 'different' from any of the banks! Reviewed on: 15th December 2016

Good

I originally acquired the Nationwide credit card as it had no charges if you use it abroad. Reviewed on: 1st December 2016

One of best cards if going abroad

One of best cards if going abroad - low transaction fees. Reviewed on: 29th November 2016

Just OK

I have a Nationwide Visa credit card that I only use for emergencies. I would say it is just OK, nothing more. Reviewed on: 29th November 2016

Excellent service from start to finish

Signed up for a Nationwide 0% on purchases and transfer credit card for a large purchase. Application form was straight-forward and acceptance was instant. Received card the next day and the number for the card three days later. Very happy with the product and the great rate offered after the 0% introductory rate expired. Reviewed on: 14th November 2016

Great offer & customer service

Great service through-out the length of my 0% interest period. My most recent offer has come to an end & the majority of my documentation has been encouraging me to clear my balance or leave to avoid interest charges; quite refreshing for a bank to do this. My previous experience is that this is hidden in the small print. Reviewed on: 11th November 2016

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