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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (205 reviews)

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4.13

Based on 205 reviews, last reviewed 14th Feb 2026

400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Excellent customer service .... Excellent customer service both online and in branch. Good range of products. Reviewed on: 14th February 2026

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (205)

Good to use abroad

Low fees when you use this card abroad. Easy to manage obline. Reviewed on: 4th April 2017

Good Service

Amazing friendly helpful staff in the call centres. Always willing to go the extra mile to help you. Reviewed on: 12th February 2017

Superb customer service

I often have to travel to France and, because I have had my card for some years, I get free spending abroad in euros. Most cards would charge an exchange rate fee but not my Nationwide credit card - superb! Reviewed on: 12th February 2017

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

Select credit card

Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

Very good

No problems with this credit card. Reviewed on: 27th January 2017

No issues

Yeah not bad. I would come again. Reviewed on: 24th January 2017

Reliable and Rewarding

Just to say I highly recommend my Nationwide Select Credit card as the associated staff are very competent and helpful in an emergency (such as when an unauthorised company tries to take recurring payments from said credit card account as happened to me recently), and they're always available via a free phone number. Reviewed on: 31st December 2016

Great 0% credit cards

Taken out two credit cards (wife & I), no interest on purchases for 12 months, keeping money I've spent on cards on Nationwide account (earning 5%). Easy way to make money!!! Reviewed on: 24th December 2016

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