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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.02 (210 reviews)

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4.02

Based on 210 reviews, last reviewed 24th Mar 2026

700% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Help with Credit Card Fraud Nationwide have helped me many times when I’ve been concerned about fraud on my credit card. They have always been professional, kind and extremely he... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (210)

Awful

Increase in credit card without doing affordability checks. Does not care about putting people in debt Reviewed on: 10th April 2017

Always there for you

I have been a customer with Nationwide for some time the products I have purchased are Mortgage, Health Insurance, Loan & Credit Card they have always met all my needs and exceeded my expectations many times Reviewed on: 8th April 2017

Helpful and reliable

Staff have always been helpful, whether we have gone to them with queries, problems or about changing our accounts. Extra effort is made to retain customers and reward long standing customers Reviewed on: 5th April 2017

excellent

excellent cashback and customer service. Reviewed on: 4th April 2017

Very good interest rates

Very good rates of interest and sensible with the credit limit Reviewed on: 4th April 2017

Good to use abroad

Low fees when you use this card abroad. Easy to manage obline. Reviewed on: 4th April 2017

Good Service

Amazing friendly helpful staff in the call centres. Always willing to go the extra mile to help you. Reviewed on: 12th February 2017

Superb customer service

I often have to travel to France and, because I have had my card for some years, I get free spending abroad in euros. Most cards would charge an exchange rate fee but not my Nationwide credit card - superb! Reviewed on: 12th February 2017

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

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Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

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