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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (204 reviews)

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4.12

Based on 204 reviews, last reviewed 2nd Feb 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (204)

Excellent service and non-pushy staff

In every communication with Nationwide they have been excellent. They are polite and don't try and up sell unless you mention something you need. excellent Reviewed on: 30th August 2016

Good rewards

Good rewards for switching and cashback on everyday spending Reviewed on: 29th June 2016

Credit card

They fully explain what is involved in taking out a credit card and check your understanding at the end of the interview. Reviewed on: 27th June 2016

Great credit card!

Been using this credit card for years with no trouble. I get 1% cash back, and it's also good for use abroad! Reviewed on: 26th June 2016

very safe

Always put a block on a really expensive on line purchase until i contact them, to some people this would be annoying, but i like the secure feeling. Reviewed on: 22nd June 2016

Nationwide

Service is not very helpful and always takes such a long time to resolve my issues. Reviewed on: 23rd May 2016

great to use abroad no charges in the EU

Use this in the EU and there are no charges like other credit cards. In the UK you get money discounts/ offers, at selected retailers, which change once in a while, online at my rewards with Nationwide. Reviewed on: 8th May 2016

Credit card accepted everywhere

We have had the Nationwide Select Credit card for a number of years ad never experienced any problems using online or instore. The interest charged for this card is a reasonable 15.9% if you have a Nationwide current account, as we have. Also, the interest rate can be avoided completely if you pay the outstanding amount in full, as we do. Cashback is 0.5% when spending on this card, and there are more attractive rates of cashback offered by other banks and building societies. However, I like to have a credit card with my main building society, and the Select credit card is easy to use, with a credit limit suitable for our needs. The card also gives access to various rewards offered by Nationwide, as there rarely seems anything we need. For a simple and easy to use credit card, I would recommend the Select. Reviewed on: 6th May 2016

Earn credit to use abroad

I've always received a great service from Nationwide credit card. I like that you can build up a reserve of credit which you can use abroad for free exchanges. So you are charged any exchange fees. Reviewed on: 6th May 2016

Nice rewards

Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

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