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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (199 reviews)

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4.10

Based on 199 reviews, last reviewed 20th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

RAHAL saved the day On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused ... Read more Reviewed on: 20th October 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (199)

Nationwide

Service is not very helpful and always takes such a long time to resolve my issues. Reviewed on: 23rd May 2016

great to use abroad no charges in the EU

Use this in the EU and there are no charges like other credit cards. In the UK you get money discounts/ offers, at selected retailers, which change once in a while, online at my rewards with Nationwide. Reviewed on: 8th May 2016

Credit card accepted everywhere

We have had the Nationwide Select Credit card for a number of years ad never experienced any problems using online or instore. The interest charged for this card is a reasonable 15.9% if you have a Nationwide current account, as we have. Also, the interest rate can be avoided completely if you pay the outstanding amount in full, as we do. Cashback is 0.5% when spending on this card, and there are more attractive rates of cashback offered by other banks and building societies. However, I like to have a credit card with my main building society, and the Select credit card is easy to use, with a credit limit suitable for our needs. The card also gives access to various rewards offered by Nationwide, as there rarely seems anything we need. For a simple and easy to use credit card, I would recommend the Select. Reviewed on: 6th May 2016

Earn credit to use abroad

I've always received a great service from Nationwide credit card. I like that you can build up a reserve of credit which you can use abroad for free exchanges. So you are charged any exchange fees. Reviewed on: 6th May 2016

Nice rewards

Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

no understanding when we ran into financial problems due to illness

no support when we needed understanding Reviewed on: 23rd April 2016

Very good

Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

Nationwide Visa Credit Card accepted everywhere

I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit limit, more than enough for our needs, and have never had any problems using the card. Reviewed on: 21st April 2016

CREDIT CARD

No fees or interest to pay on balance transfers or purchases - all interest free for a year. Reviewed on: 21st April 2016

Great for cashback

Nationwide's select credit card is a great option as you get cash back every time you use it. If you have a current account with them as well it is perfect for using abroad as there are no fees which makes a big difference to holiday expenses. Their customer service is good too - when I had a problem with my card recently they were very helpful and understanding and resolved my problem fairly and easily. Reviewed on: 21st April 2016

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