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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.16 (206 reviews)

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4.07

Based on 206 reviews, last reviewed 19th Feb 2026

400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Excellent customer service .... Excellent customer service both online and in branch. Good range of products. Reviewed on: 14th February 2026

Latest lowest rating:

1

Astonished at the level of failure in a regulated bank I am genuinely astonished that this level of operational failure is occurring within a regulated bank. Nationwide repeatedly denied a customer access ... Read more Reviewed on: 19th February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (206)

Earn credit to use abroad

I've always received a great service from Nationwide credit card. I like that you can build up a reserve of credit which you can use abroad for free exchanges. So you are charged any exchange fees. Reviewed on: 6th May 2016

Nice rewards

Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

no understanding when we ran into financial problems due to illness

no support when we needed understanding Reviewed on: 23rd April 2016

Very good

Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

Nationwide Visa Credit Card accepted everywhere

I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit limit, more than enough for our needs, and have never had any problems using the card. Reviewed on: 21st April 2016

CREDIT CARD

No fees or interest to pay on balance transfers or purchases - all interest free for a year. Reviewed on: 21st April 2016

Great for cashback

Nationwide's select credit card is a great option as you get cash back every time you use it. If you have a current account with them as well it is perfect for using abroad as there are no fees which makes a big difference to holiday expenses. Their customer service is good too - when I had a problem with my card recently they were very helpful and understanding and resolved my problem fairly and easily. Reviewed on: 21st April 2016

Best cash back credit card

I have been using nationwide credit for few years now and I can say this is the best cash back credit card on market. It gives some incentive if you are new customer and then 0.50% whixh sounds like little but it adds a lot in a year. I have received £100 last year. The customer service is superb. Reviewed on: 28th March 2016

GOOD

Applied for a credit card and found it quick and easy and got a good repayment rate. Only slight hold up was that I had to visit branch with ID but once this was done the card arrived quickly Reviewed on: 28th March 2016

the credit you need and can afford no more no less

I never wanted a credit card (still don't) but I find I need one for travel these days. nationwide gave me what I wanted with out pushing me to take additional credit. Perfect Reviewed on: 19th February 2016

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