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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (204 reviews)

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4.12

Based on 204 reviews, last reviewed 2nd Feb 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (204)

no understanding when we ran into financial problems due to illness

no support when we needed understanding Reviewed on: 23rd April 2016

Very good

Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

Nationwide Visa Credit Card accepted everywhere

I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit limit, more than enough for our needs, and have never had any problems using the card. Reviewed on: 21st April 2016

CREDIT CARD

No fees or interest to pay on balance transfers or purchases - all interest free for a year. Reviewed on: 21st April 2016

Great for cashback

Nationwide's select credit card is a great option as you get cash back every time you use it. If you have a current account with them as well it is perfect for using abroad as there are no fees which makes a big difference to holiday expenses. Their customer service is good too - when I had a problem with my card recently they were very helpful and understanding and resolved my problem fairly and easily. Reviewed on: 21st April 2016

Best cash back credit card

I have been using nationwide credit for few years now and I can say this is the best cash back credit card on market. It gives some incentive if you are new customer and then 0.50% whixh sounds like little but it adds a lot in a year. I have received £100 last year. The customer service is superb. Reviewed on: 28th March 2016

GOOD

Applied for a credit card and found it quick and easy and got a good repayment rate. Only slight hold up was that I had to visit branch with ID but once this was done the card arrived quickly Reviewed on: 28th March 2016

the credit you need and can afford no more no less

I never wanted a credit card (still don't) but I find I need one for travel these days. nationwide gave me what I wanted with out pushing me to take additional credit. Perfect Reviewed on: 19th February 2016

Good cashback

Use this card for all my purchases and each year get a nice surprise of cash back just before Christmas. Recommend as a result. Reviewed on: 24th December 2015

Spending with Cashback!

Great credit card which gives cashback on spending. No interest to pay when you pay the balance each month. Easily transfer payment through Nationwide's excellent online banking system. Recommended. Reviewed on: 21st November 2015

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