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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (204 reviews)

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4.12

Based on 204 reviews, last reviewed 2nd Feb 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (204)

Reliable Company

I like Nationwide because they are local with long opening hours and very helpful and knowledgeable. Reviewed on: 1st May 2017

a good, basic service

nationwide gives good customer service, but, as with the credit card industry in general, things could be simplified and clarified Reviewed on: 21st April 2017

Terrible

Terrible overly risk adverse product that rejects online purchases for little or no reason. Leaving you without out your purchase, then makes you jump through hoops to fix their error! Very poor Reviewed on: 21st April 2017

Honest company

One of the few honest and ethical financial companies left. Reviewed on: 14th April 2017

Awful

Increase in credit card without doing affordability checks. Does not care about putting people in debt Reviewed on: 10th April 2017

Always there for you

I have been a customer with Nationwide for some time the products I have purchased are Mortgage, Health Insurance, Loan & Credit Card they have always met all my needs and exceeded my expectations many times Reviewed on: 8th April 2017

Helpful and reliable

Staff have always been helpful, whether we have gone to them with queries, problems or about changing our accounts. Extra effort is made to retain customers and reward long standing customers Reviewed on: 5th April 2017

excellent

excellent cashback and customer service. Reviewed on: 4th April 2017

Very good interest rates

Very good rates of interest and sensible with the credit limit Reviewed on: 4th April 2017

Good to use abroad

Low fees when you use this card abroad. Easy to manage obline. Reviewed on: 4th April 2017

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