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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (199 reviews)

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4.11

Based on 199 reviews, last reviewed 20th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

RAHAL saved the day On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused ... Read more Reviewed on: 20th October 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (199)

Always there for you

I have been a customer with Nationwide for some time the products I have purchased are Mortgage, Health Insurance, Loan & Credit Card they have always met all my needs and exceeded my expectations many times Reviewed on: 8th April 2017

Helpful and reliable

Staff have always been helpful, whether we have gone to them with queries, problems or about changing our accounts. Extra effort is made to retain customers and reward long standing customers Reviewed on: 5th April 2017

excellent

excellent cashback and customer service. Reviewed on: 4th April 2017

Very good interest rates

Very good rates of interest and sensible with the credit limit Reviewed on: 4th April 2017

Good to use abroad

Low fees when you use this card abroad. Easy to manage obline. Reviewed on: 4th April 2017

Good Service

Amazing friendly helpful staff in the call centres. Always willing to go the extra mile to help you. Reviewed on: 12th February 2017

Superb customer service

I often have to travel to France and, because I have had my card for some years, I get free spending abroad in euros. Most cards would charge an exchange rate fee but not my Nationwide credit card - superb! Reviewed on: 12th February 2017

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

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Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

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