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Nationwide: Credit card reviews

4.10
Based on 197 reviews, last reviewed 15th Jul 2025
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Fast and easy service Easy application process and a fast around service. Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (197)

excellent

5
excellent cashback and customer service. Reviewed on: 4th April 2017

Very good interest rates

4
Very good rates of interest and sensible with the credit limit Reviewed on: 4th April 2017

Good to use abroad

4
Low fees when you use this card abroad. Easy to manage obline. Reviewed on: 4th April 2017

Good Service

5
Amazing friendly helpful staff in the call centres. Always willing to go the extra mile to help you. Reviewed on: 12th February 2017

Superb customer service

5
I often have to travel to France and, because I have had my card for some years, I get free spending abroad in euros. Most cards would charge an exchange rate fee but not my Nationwide credit card - superb! Reviewed on: 12th February 2017

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

5
The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

Select credit card

5
Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

4
Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

Very good

5
No problems with this credit card. Reviewed on: 27th January 2017

No issues

3
Yeah not bad. I would come again. Reviewed on: 24th January 2017

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