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Zable: Credit card reviews

Name: Credit card
Rating: 4.82 (123717 reviews)

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4.82

Based on 123,717 reviews, last reviewed 5th Nov 2026

100% decrease in 5 star reviews

in the past 90 days

95% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Unexpected car repair I had a unexpected car repair and I was worried how I was going to pay for it, being a single mum who only works part time I felt huge pressure i the... Read more Reviewed on: 5th November 2026

Latest lowest rating:

1

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application ... Read more Reviewed on: 6th September 2026

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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Awards

Best credit building product provider 2026

Awarded to the credit building product provider rated highest in customer reviews.
Best credit app 2025

Awarded to the credit union rated highest in customer reviews for their app
Best credit building product provider 2025

Awarded to the credit building product provider rated highest in customer reviews.

Zable Credit card reviews (123717)

Unexpected car repair

I had a unexpected car repair and I was worried how I was going to pay for it, being a single mum who only works part time I felt huge pressure i then applied for a zable card and was accepted with 6 months interest free! What a massive relief right near Christmas! Thank you so much for such a easy stress free sign up, love the app too Reviewed on: 5th November 2026

Credit boost

I joined zable with the intent to grow and have more clarity on my credit score. Which I am pleased to say they have given me, as I can clearly see credit card usage and my credit score in one app, while also, they help by looking into my usage and bill payments using my rent to help boost my score. Reviewed on: 3rd November 2026

Only credit card been accepted for brilliant service...

Only credit card been accepted for brilliant service and helping improve my credit score every day Reviewed on: 31st October 2026

Nice easy to use and easy to apply application

Nice easy to use and easy to apply application Reviewed on: 12th October 2026

Really quick and straightforward experience, cannot...

Really quick and straightforward experience, cannot fault them at all. Putting trust in me when other card providers have turned me down. One of the good guys in the financial industry for a change Reviewed on: 2nd October 2026

Great service.

Great service. Easy to use app and whole process of signing up is very simple. Reviewed on: 17th September 2026

Good good

Good experience so far. Would recommend Reviewed on: 7th September 2026

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM

BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application was presented felt like a scam and was seriously misleading. I was shown that I had been accepted for a credit card with a credit limit of up to £4,000. Based on that representation, I continued with the application, agreed to the credit search and signed the agreement. Only AFTER completing everything and accessing the app did I discover that the actual credit limit was only £500. Had they clearly shown me £500 before the hard credit search, I would NEVER have proceeded. Even worse, when I complained, Zable asked ME for a screenshot of what THEIR OWN system showed me. Why should customers have to screenshot every stage because they cannot trust what is displayed during an application? From my experience, this feels like misleading people into proceeding with a credit application and then presenting something completely different afterwards. I personally felt scammed by the process. BE VERY CAREFUL. Take screenshots of everything before applying, particularly before consenting to a credit search. I have closed the account and made a formal complaint. If Zable does not properly resolve the matter, including addressing the hard credit search, I intend to refer the complaint to the Financial Ombudsman Service. I would NOT recommend Zable based on my experience. Reviewed on: 6th September 2026

Good to understand and easy to use

Good to understand and easy to use Reviewed on: 2nd September 2026

It’s great till now been user for 1 year

It’s great till now been user for 1 year Reviewed on: 31st August 2026

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