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Zable: Credit card reviews

4.82
Based on 123,709 reviews, last reviewed 31st Aug 2026
20% decrease in 5 star reviews
in the past 90 days
15% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely amazing credit to you all the team are am... Absolutely amazing credit to you all the team are amazing and friendly Reviewed on: 27th August 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Nothing but a bunch of corrupt LIARS. Nothing but a bunch of corrupt LIARS. Below is the email I received regarding my complaint. I received it last week Friday 14th August. And it's all a... Read more Reviewed on: 19th August 2026
Khan C's avatar
Khan C

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123709)

It’s great till now been user for 1 year

3
It’s great till now been user for 1 year Reviewed on: 31st August 2026

Absolutely amazing credit to you all the team are am...

5
Absolutely amazing credit to you all the team are amazing and friendly Reviewed on: 27th August 2026

I needed a credit card fast because I was hiring a c...

5
I needed a credit card fast because I was hiring a car abroad and it came super quick in the post and instantly online. It has helped me build my credit score and allowed me to increase my credit limit easily! Reviewed on: 24th August 2026

A seamless and helpful credit building experience

5
My experience using Zable has been seamless. I particularly appreciate the frequent credit score updates and the option to connect my banking history, including rent payments, to help build my credit profile. These features make it easy to keep track of my progress and understand how my credit is developing. I joined Zable in 2025 and have been genuinely happy with my experience so far. Reviewed on: 20th August 2026

Nothing but a bunch of corrupt LIARS.

1
Nothing but a bunch of corrupt LIARS. Below is the email I received regarding my complaint. I received it last week Friday 14th August. And it's all a LIE. I haven't received any £30. I'm now letting the ombudsman take over this matter. Other complaints I've put in have just gone ignored. These people really need investigating. Your reference: 455b79ba-7f40-4651-a200-5d7914bd6640 Your case reference: 31786308 14 August 2026 Dear Khan Choudhury I am writing to give you our response to your complaint received on 23 June 2026. Final Response to Your Complaint Thank you for getting in touch and sharing your concerns with us. I have now investigated your complaint and have set out my findings below. As I understand it, you are unhappy that you had no way to speak to someone by phone about a transaction you didn't recognise, after trying to report it as unknown in the app and receiving a message telling you your response couldn't be sent. My Investigation I have reviewed your contact with us, the screenshot you kindly sent us, our call records, and the transaction itself. I can see a payment of £29.84 appeared on your account on 19 June 2026, which you didn't recognise. I can see that on 23 June 2026, you tried to flag this as unknown using the button in the app, and that this failed, with a message telling you we couldn't send your response right now. The screenshot you sent us confirms this. I can see you then tried to call us about this, but found no option within the app to do so. I can see a call was logged from you on 24 June 2026, lasting around 6 seconds. Having looked into this alongside what you've told us, I believe this reflects you finding no way through to report your concern by phone, rather than any lack of effort on your part. I can also confirm the £29.84 transaction itself did not successfully go through: it shows as declined on 26 June 2026 and again on 30 June 2026, so no money has been taken from your account in relation to this. My Findings I'm sorry for the stress and frustration this caused you, particularly when you were trying to do the right thing by reporting a transaction you didn't recognise straight away. You did everything we'd expect: you tried to flag it in the app, and when that didn't work, you tried to call us. We haven't been able to determine why your response failed to send, and I don't think it's acceptable that this left you with no clear way to report your concern. For this reason, I uphold your complaint. Putting Things Right I can confirm the disputed £29.84 payment did not go through, so there is no charge for us to refund. As an apology for the stress and inconvenience caused by not being able to report this at the time, I have arranged for £30.00 to be credited to your account as a gesture of goodwill. I have also asked our product team to look into why your response wasn't able to send, and to review whether a clearer route to speak to someone by phone is needed for situations like this. Summary I'm sorry for the frustration this has caused you. Having investigated fully, I'm satisfied you made a genuine attempt to report this transaction through the correct channels, and that a technical issue on our side prevented your response from being sent, with no clear alternative route by phone. I uphold your complaint, and have arranged a £30.00 goodwill payment in recognition of this. Reviewed on: 19th August 2026

Good good good good good good good good good good...

5
Good good good good good good good good good good Reviewed on: 17th August 2026

I lost my card I'm trying to call n they keep sendin...

1
I lost my card I'm trying to call n they keep sending me links which are not working Reviewed on: 10th August 2026

Haven’t signed up will do if can get

4
Haven’t signed up will do if can get Reviewed on: 2nd August 2026

Easy app to use and good customer service, it helps...

5
Easy app to use and good customer service, it helps with your credit Reviewed on: 28th July 2026

Transaction made easy; Zable card is straight forwar...

5
Transaction made easy; Zable card is straight forward to use with mobile integration. I have positive experiences with Zable. Virtual display in goggle which enable you to see every transaction. Zable has online security, easy to use. Zable build credit limit, consistency and and monitor through app. It has security payment, managing and tracking record once approved is made easy. Reviewed on: 28th July 2026

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