Smart Money People Logo

118 118 Money: Credit Card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1103)

Best credit app

5
I like the app, very easy to use Reviewed on: 23rd April 2025

Staff always happy to help you with any promises

5
Staff always happy to help you with any promises Reviewed on: 23rd April 2025

Great Credit Card with Excellent Support!

5
I’ve had a great experience with the 118 118 Money Credit Card. The application process was quick and straightforward, and I was approved even though my credit score wasn’t perfect. What I really appreciate is the transparency—no hidden fees, and the interest rate is fixed. Their customer service has also been super helpful whenever I’ve had questions. It’s been a great tool for rebuilding my credit while managing my expenses. Highly recommended! Reviewed on: 23rd April 2025

118 offered me a credit card, and has been increasin...

5
118 offered me a credit card, and has been increasing my credit limit, thanks for trusting me with your money. Reviewed on: 23rd April 2025

It only took a couple of minutes to apply, card arri...

5
It only took a couple of minutes to apply, card arrived promptly, then when I couldn't find my way on their App, I called Customer Service early on a Saturday morning and the agent kindly, politely and patiently guided me through. Very happy. Reviewed on: 23rd April 2025

Easy to get their loan.

4
Easy to get their loan. They promise and fulfill. Thanks Reviewed on: 23rd April 2025

Easy to deal with and use the app is ideal and lets...

5
Easy to deal with and use the app is ideal and lets you easily see what is going on with your account Reviewed on: 23rd April 2025

Card magic

4
Easy to use app you know what you are spending and good security Reviewed on: 23rd April 2025

Always there will help with everything even when you...

5
Always there will help with everything even when your credit is low Are also there when you just need advice on money Reviewed on: 23rd April 2025

Straightforward & simple

5
Straightforward & simple,easy to use app,great customer service. Reviewed on: 23rd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products