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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,487 reviews, last reviewed 3rd Apr 2026
126100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

4

Good experience with card. Good experience with card.Increases available when correct Reviewed on: 3rd April 2026
Dave Newto 's avatar
Dave Newto

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2487)

customer service

5
customer service are really good and get your problems solved very fast well done you Reviewed on: 30th March 2026
george e's avatar
george e

I have found 118 118 very helpful, a great company t...

5
I have found 118 118 very helpful, a great company to deal with Reviewed on: 30th March 2026
Laura F's avatar
Laura F

Great customer service and gave me a card when no on...

5
Great customer service and gave me a card when no one else would allowing me to pay my bills and put food on the table! Reviewed on: 30th March 2026
Evening emoticon's avatar
Evening emoticon

Excellent

5
Very good experience .using 118money Reviewed on: 30th March 2026
A Derridj 's avatar
A Derridj

Very happy with 118 credit card.

5
Very happy with 118 credit card. App is excellent and makes it easy to keep track of spending. Great customer service. Reviewed on: 30th March 2026
Heather 's avatar
Heather

Everything was and is so easy to manage very helpful...

5
Everything was and is so easy to manage very helpful and easy to navigate friendly team of professionals that’s are on hand to help at any time of the day would highly recommend to friends and family ten out of ten Reviewed on: 30th March 2026
Claire c's avatar
Claire c

I have used them for years now and have always had a...

5
I have used them for years now and have always had a great experience with them and 118118 customer support has been outstanding when I have contacted them Reviewed on: 30th March 2026
Mark O's avatar
Mark O

Good credit card.

5
Good credit card. Would prefer cheaper repayments but who wouldn’t! Very clear when payments are needed and what total Reviewed on: 30th March 2026
beckygrunwald20@gmail.com's avatar
[email protected]

Good website.

3
Good website. Clear and to the point. Would recommend. Not much else to say Reviewed on: 30th March 2026
Jeremy b's avatar
Jeremy b

Very helpful service.

5
Very helpful service. Easy to navigate app and kept up to date with offers. Reviewed on: 30th March 2026
Kimberley S's avatar
Kimberley S

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