Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Been with them for years for loans and a credit card...

5
Been with them for years for loans and a credit card and never had any trouble. Always great service! Reviewed on: 20th April 2026

Very nice crefit card!

5
Excellent!, Amazing, Wonderful! Recommend!!! Reviewed on: 20th April 2026

Great card for building up your credit rating.

5
I needed a credit card to help me build up my credit rating and this card helped me do so. I found it easy to apply for and there was a lot of helpful information and guidance along the way. I downloaded the app and this was beneficial in keeping on top of your finances and letting you track purchases. I personally would rate 118 as there customer service is excellent. Reviewed on: 20th April 2026

Excellent

5
118 Money Has Helped Me To Managed Unexpected Bills And Expenses. I Love How It Gives Me The Oppotunity To Spend And Pay Back Money When Needed. Giving Me The Freedom To Do What I Need To Do. I Love That I Can Withdraw Money To Pay For Thing When Card Is Unavaliable. So Far I Have Had A Brilliant Experiance With 118 118 Money! Reviewed on: 20th April 2026

The full package

5
Great service easy to use app and fantastic support Reviewed on: 20th April 2026

Great experience and good customer service

5
Great experience and good customer service Reviewed on: 20th April 2026

Excellent experience really helped me build my credi...

5
Excellent experience really helped me build my credit score Reviewed on: 20th April 2026

I didn't expect to be approved, but was made to feel...

5
I didn't expect to be approved, but was made to feel like a valued customer and was given a card with ease and trust. Reviewed on: 20th April 2026

Great service, would highly recommend

5
Great service, would highly recommend Reviewed on: 20th April 2026

Never had any problems customer service is prompt an...

5
Never had any problems customer service is prompt and timely Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products