Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Consistent professional and caring customer service...

Consistent professional and caring customer service delivery all through. Reviewed on: 20th April 2026

Decent app no problems

I have little experience at the moment Reviewed on: 20th April 2026

Very easy and transparent

Very easy and transparent to use. The recent addition of Apple Wallet is helpful too! Reviewed on: 20th April 2026

Excellent credit card.

Excellent credit card. The best one by far I've used.Great rates on transfers as well Reviewed on: 20th April 2026

Good service and timely reminder

Good service and timely reminder Reviewed on: 20th April 2026

Only ever had one problem dealt with quick and effic...

Only ever had one problem dealt with quick and efficiently staff very polite and helpful Reviewed on: 20th April 2026

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 20th April 2026

very simple easy app good service all round

very simple easy app good service all round Reviewed on: 20th April 2026

I've never had any issues and continue to use this c...

I've never had any issues and continue to use this company Reviewed on: 20th April 2026

Fabulous

It’s always great. They have always been there for you Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.50 from 19 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Credit card
from Zempler Bank 4.83 from 5820 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub