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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2637 reviews)

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4.86

Based on 2,637 reviews, last reviewed 5th Apr 2026

138500% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2637)

I found it very good, easy to set up.

I found it very good, easy to set up. Very fast instant credit card and lian Reviewed on: 30th March 2026

Good one to use and build strong

Good one to use and build strong Reviewed on: 30th March 2026

Really simple app, good offers made easy

Really simple app, good offers made easy Reviewed on: 30th March 2026

Excellent card to have gave me a credit increase

Excellent card to have gave me a credit increase Reviewed on: 30th March 2026

Simply the best

My experience with the 118 118 Credit Card has been very straightforward and stress‑free. The application process was simple and quick, and I was kept informed at each stage, which I really appreciated. Managing the account online is easy, with a clear layout that makes it simple to check balances, payments, and transactions. Customer service has also been helpful when I needed support, explaining things clearly without making me feel rushed. Overall, the card has helped me stay on top of my finances and rebuild confidence in managing credit. I’d recommend it to anyone looking for a simple, easy‑to‑manage credit card with clear information and support. Reviewed on: 30th March 2026

Good ,excellent, good for your back up

Good ,excellent, good for your back up Reviewed on: 30th March 2026

Good provider, great service

Good provider, great service. Would recommend Reviewed on: 30th March 2026

Always very helpful and very decent people

Always very helpful and very decent people Reviewed on: 30th March 2026

Easy to apply, fair credit limit, good communication...

Easy to apply, fair credit limit, good communication around payment dates and any changes. Reviewed on: 30th March 2026

Very good service and good bank.

Very good service and good bank. Reviewed on: 30th March 2026

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