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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,637 reviews, last reviewed 5th Apr 2026
138500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026
Louise Clack's avatar
Louise Clack

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2637)

More than a bank

5
More than a bank ,Excellent experience Reviewed on: 30th March 2026
SERHAT's avatar
SERHAT

I am happy with us very good service

5
I am happy with us very good service Reviewed on: 30th March 2026
Alina M's avatar
Alina M

I like using 118 118.

4
I like using 118 118. Find it a bit confusing having two apps and would help if payments would be processed quicker. Overall, a great easy card to use Reviewed on: 30th March 2026
Lydia B's avatar
Lydia B

Very quick and professional service

4
Very quick and professional service Reviewed on: 30th March 2026
Mrs Slater's avatar
Mrs Slater

Good and helpful I’m happy with customer service

5
Good and helpful I’m happy with customer service Reviewed on: 30th March 2026
Sofia Qureshi 's avatar
Sofia Qureshi

Wonderful customer service and great

5
Wonderful customer service and great Reviewed on: 30th March 2026
Shekh a's avatar
Shekh a

Started off with poor credit and this CC allowed me...

5
Started off with poor credit and this CC allowed me to rebuild. Reviewed on: 30th March 2026
Nicola K's avatar
Nicola K

Excellent

5
Easy process fast response card came very quick Reviewed on: 30th March 2026
Flo's avatar
Flo

Happy and easy

5
Easy to manage and to use.good service and lots of chances to win thinks Reviewed on: 30th March 2026
Daniela A's avatar
Daniela A

Brilliant service love this card

5
Brilliant service love this card Reviewed on: 30th March 2026
Kirsty 's avatar
Kirsty

Review 118 118 Money: Credit card now

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