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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.19 (303 reviews)

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4.19

Based on 303 reviews, last reviewed 7th Sep 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Great Credit Card I've been a customer for over a decade now. I've never had any trouble and would not go anywhere else Reviewed on: 7th September 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (303)

Easy application

Easy to apply and understand. Can be a godsend at times. Unexpected bills this helps Reviewed on: 5th April 2023

lack of care and duty

capital one is the most bad customer services and all due to their actions are discrimation they dont know the uk laws no longer exists Reviewed on: 3rd April 2023

Just a standard credit card

Just a standard credit card, nothing special Reviewed on: 25th March 2023

Excellent credit builder

Great starting point to build credit history. Should offer better products for long time customers Reviewed on: 10th March 2023

Easy to use app

The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023

Great security

Capital One has always got it’s credit card security just right - reassuring but not too intrusive. Reviewed on: 1st March 2023

Been with years

Been happy with company for year, great see Reviewed on: 22nd February 2023

Amazing company

Capital one have always helped when I have been struggling financially, they have always made sure my priority bills have come first and always made sure my payments are affordable Reviewed on: 22nd February 2023

Really good

Just a outstanding company. They have been really helpful for the 5 years I have been a customer. Reviewed on: 22nd February 2023

Thay are not like zopa and thay are not as helpful

Not very pleasant and not even helpful Reviewed on: 21st February 2023

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