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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.19 (303 reviews)

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4.19

Based on 303 reviews, last reviewed 7th Sep 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Great Credit Card I've been a customer for over a decade now. I've never had any trouble and would not go anywhere else Reviewed on: 7th September 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (303)

Simple easy fair rates

A card that helps build credit without having punishing fees Reviewed on: 21st February 2023

Excellent Experience

I've used Capital One over the last few years - customer service has been great, user-friendly app and great promotional offers. Reviewed on: 21st February 2023

Nice polite understanding

Fast customer service and queries resokved Reviewed on: 21st February 2023

Good service

Very good and easy to use. Online help if needed is good Reviewed on: 21st February 2023

Excellent

Excellent stuff, great company, wonderful products Reviewed on: 21st February 2023

Worst company ever

The company allowed me to pay my credit card off decided to then decline the payment after accepting it a week before and I’d already spent on it since and then took me over my limit got me a mark on my credit file and never gave me the refund of money I paid the card off originally with Reviewed on: 21st February 2023

Very good credit card

Capital one have a really nice app and it's very easy to manage my credit card with them Reviewed on: 8th February 2023

Gr8 experience

Nice and simple to use app and reachable customer service. Reviewed on: 7th February 2023

A fair company

A fair company and upfront from get go Reviewed on: 16th January 2023

Helpful

Very good and helpful easy to access Reviewed on: 15th January 2023

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