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Capital One: Classic Credit Card reviews

4.20
Based on 301 reviews, last reviewed 29th Jun 2026
800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

I am using for long time and daily purchase. I am using for long time and daily purchase. Highly recommended Reviewed on: 29th June 2026
R B JOY's avatar
R B JOY

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026
Elin A's avatar
Elin A

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (301)

Nice polite understanding

4
Fast customer service and queries resokved Reviewed on: 21st February 2023

Good service

5
Very good and easy to use. Online help if needed is good Reviewed on: 21st February 2023

Excellent

5
Excellent stuff, great company, wonderful products Reviewed on: 21st February 2023

Worst company ever

1
The company allowed me to pay my credit card off decided to then decline the payment after accepting it a week before and I’d already spent on it since and then took me over my limit got me a mark on my credit file and never gave me the refund of money I paid the card off originally with Reviewed on: 21st February 2023

Very good credit card

5
Capital one have a really nice app and it's very easy to manage my credit card with them Reviewed on: 8th February 2023

Gr8 experience

5
Nice and simple to use app and reachable customer service. Reviewed on: 7th February 2023

A fair company

4
A fair company and upfront from get go Reviewed on: 16th January 2023

Helpful

5
Very good and helpful easy to access Reviewed on: 15th January 2023

Good credit card

4
Support and good update. Informative Reviewed on: 14th January 2023

Great

5
Would recommend this service to family and friends Reviewed on: 14th January 2023

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