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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.20 (301 reviews)

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4.20

Based on 301 reviews, last reviewed 29th Jun 2026

800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

I am using for long time and daily purchase. I am using for long time and daily purchase. Highly recommended Reviewed on: 29th June 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (301)

A good card for emergencys

I consolidated my 2 cards into one and it's still makes the repayment as easy as before .What a good service Reviewed on: 14th January 2023

Rubbish

The app is not transparent enough Reviewed on: 14th January 2023

Great Credit Card

Excellent Credit Card, used responsibly will increase your credit score. Reviewed on: 13th January 2023

Very poor

A very bad company. Always mis lead and irrisponsibly gives out cards Reviewed on: 13th January 2023

Ok but not perfect

I thinking this credit account is good for beginners Reviewed on: 4th August 2022

Brilliant

Very helpful alway understandable Reviewed on: 23rd July 2022

Credit card

Capital one is the best company and you can trust them Reviewed on: 8th July 2022

My Backbone

Capital one has helped to improve my credit score over time with increase coming at a time I needed it most. I call it my backbone and secret place to financial ease. Reviewed on: 8th July 2022

Great experience so far

I've had a great experience so far with Capital One. The communication by post has been very clear, particularly for activating my card and setting up the app. The app is easy to use. Reviewed on: 4th April 2022

Compare to zopa credit card capital one is far better then zopa more credit Limit without doing a hard credit search so please don't apply for ZOPa credit please

ZOPA credit card is worst Reviewed on: 29th March 2022

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