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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.19 (303 reviews)

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4.19

Based on 303 reviews, last reviewed 7th Sep 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Great Credit Card I've been a customer for over a decade now. I've never had any trouble and would not go anywhere else Reviewed on: 7th September 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (303)

Good credit card

Support and good update. Informative Reviewed on: 14th January 2023

Great

Would recommend this service to family and friends Reviewed on: 14th January 2023

A good card for emergencys

I consolidated my 2 cards into one and it's still makes the repayment as easy as before .What a good service Reviewed on: 14th January 2023

Rubbish

The app is not transparent enough Reviewed on: 14th January 2023

Great Credit Card

Excellent Credit Card, used responsibly will increase your credit score. Reviewed on: 13th January 2023

Very poor

A very bad company. Always mis lead and irrisponsibly gives out cards Reviewed on: 13th January 2023

Ok but not perfect

I thinking this credit account is good for beginners Reviewed on: 4th August 2022

Brilliant

Very helpful alway understandable Reviewed on: 23rd July 2022

Credit card

Capital one is the best company and you can trust them Reviewed on: 8th July 2022

My Backbone

Capital one has helped to improve my credit score over time with increase coming at a time I needed it most. I call it my backbone and secret place to financial ease. Reviewed on: 8th July 2022

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