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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.19 (303 reviews)

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4.19

Based on 303 reviews, last reviewed 7th Sep 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Great Credit Card I've been a customer for over a decade now. I've never had any trouble and would not go anywhere else Reviewed on: 7th September 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (303)

Great experience so far

I've had a great experience so far with Capital One. The communication by post has been very clear, particularly for activating my card and setting up the app. The app is easy to use. Reviewed on: 4th April 2022

Compare to zopa credit card capital one is far better then zopa more credit Limit without doing a hard credit search so please don't apply for ZOPa credit please

ZOPA credit card is worst Reviewed on: 29th March 2022

Good

company with history and good knowledge Reviewed on: 24th March 2022

Disgusting

Awful complaints service. Misold a product then tried to cover it up Reviewed on: 21st March 2022

Brilliant

Smart simple and understandable services great simple app and customer service appreciated and they review credit limits often good approval simple applications and eligibility check Reviewed on: 20th February 2022

Amazing!

Easy app to use , website without errors, customer service friendly, notification of all transactions instantly and remaining balance and the most important thing this card improve credit score ! Reviewed on: 10th February 2022

Stuck by me and trusted me

When I was told i had early onset Parkinson's disease I was gutted, It was horrible and the disease just kept getting worse. The medication helps, but with side effects that makes a senible adult make crazy choices - I started gambling, one part of my brain saying stop the other not letting me stop. I had the choice to stem the Parkinsons but blow my money or suffer the effects of Parkinsons. I stil live with these life changing choices. But Captial One have shown understanding and trust and have never questioned my honesty regarding the strange effects of Parkinson's medication side effects. Reviewed on: 31st January 2022

Perfect

Very accurate and helps you a lot in building your credit score Reviewed on: 31st January 2022

Credit Use

All good. Credit received and payments made monthly to manage and balance my income and expenses. Reviewed on: 31st January 2022

High interest

High interest on low amounts of credit Reviewed on: 26th January 2022

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