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Capital One: Classic Credit Card reviews

4.03
Based on 270 reviews, last reviewed 7th Jun 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024
Ally R's avatar
Ally R

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024
Jack P's avatar
Jack P

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (270)

Great rates always freindly and helpful builds credit rating

5
I found it very cheap on interest and very relaxed helped me improve my credit rating alot highly recommend Reviewed on: 23rd May 2019

Fab Card

4
Capital One credit card is great you can do everything on line including paperless, the app works well to keep track of spending and payments. Highly recommended Reviewed on: 20th May 2019

Easy and fast

5
Had a great experience, knew my credit score was bad and they knew I would be accepted before I applied, now I'm on my way to fixing my score! Reviewed on: 2nd May 2019

SUPERB

5
Never been charged a fee, understanding people when you contact them and the best credit card I've used. Reviewed on: 19th April 2019

Perfect Card

5
I got a credit card just to boost my credit score so I use it every now and again and it's so easy to pay off, just use my thumb print then click pay full balance and enter my debit card's security code - couldn't ask for more! Reviewed on: 16th April 2019

Lousy customer service

1
Applied for a credit card, plain NO came back, no explanation despite good credit history. Reviewed on: 15th April 2019

Excellent Anti-Fraud

5
Capital One spotted fraudulent activity on my card that I hadn't picked up. They were proactive about it and phoned me instantly. They refunded me the amount and cancelled my card. Outstanding service Reviewed on: 15th April 2019

Mr Yordanov

5
Very good credit card. we have been using it for a long time Reviewed on: 31st January 2019

High interest rates

2
I used my card by mistake - it's the same colour as my debit card - and it took me over my card limit. The card didn't get rejected and I got charged for going over my limit. Odd that it wasn't just rejected Reviewed on: 13th January 2019

awesome

4
really easy to apply and a total lifesaver Reviewed on: 3rd January 2019

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