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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

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3.97

Based on 278 reviews, last reviewed 19th Apr 2025

300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (278)

does what I need, easy to use

I've had my capital one credit card for a few years now and I've been pretty happy with it. It's easy to use and I've had the limit upped a few times which is handy. It's easy enough to use the online account and the mobile app. You get email reminders days before you need to pay back monthly which is super useful. Reviewed on: 28th April 2020

easy app and service

Great to keep on top of transactions and bills with app or web. Web has security features. Contactless card payments are useful avoiding need for PIN most times. Statements are clear and bills easy to pay via app. Reviewed on: 27th April 2020

Building credit history card-brilliant

Capital one helped me built a credit history. If you pay full balance-you do not pay a penny extra! Fantastic Reviewed on: 31st January 2020

Absolutely Useless

Capitalone are absolutely useless, don’t use I’ve been a customer of theirs 5 years now closing my account incompetent Reviewed on: 2nd January 2020

Decent, No Frills, Does What It Says

I manage my account online. Secure, easy, clear information, great customer service Reviewed on: 21st June 2019

Really helped to rebuild my credit

Excelent customer service, really helped rebuild my credit . Reviewed on: 9th June 2019

Perfect bank

Easy to use online banking, had good experience wit people who working there Reviewed on: 5th June 2019

Good choice for someone with no credit history

I got this card to help build up my credit history. Offered no interest on purchases for first 4 months. No complaints. Reviewed on: 5th June 2019

Great rates always freindly and helpful builds credit rating

I found it very cheap on interest and very relaxed helped me improve my credit rating alot highly recommend Reviewed on: 23rd May 2019

Fab Card

Capital One credit card is great you can do everything on line including paperless, the app works well to keep track of spending and payments. Highly recommended Reviewed on: 20th May 2019

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