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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.17 (302 reviews)

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4.17

Based on 302 reviews, last reviewed 4th Aug 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Its good to use when u money difficulties Its good to use when u money difficulties Reviewed on: 4th August 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (302)

Respect for customer

Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Bad Bank to work with. stay away

I had two accounts one for seven years and one for almost 2 years the one for seven years was a secured guard with a $1300 limit with a secured deposit the other one they give me a $500 limit they close both of the accounts for no reason I would not recommend this bank for a credit card. They'll leave you hanging. Reviewed on: 23rd December 2024

Great card & easy app

Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Is good to have help from credit card companies like...

Is good to have help from credit card companies like Capital one Reviewed on: 7th June 2024

Very useful credit card, I find it reliable

Very useful credit card, I find it reliable Reviewed on: 30th May 2024

Nah thank you Nah thank you Nah thank you Nah thank...

Nah thank you Nah thank you Nah thank you Nah thank you Nah thank you Reviewed on: 28th May 2024

It provide good customer service

It provide good customer service Reviewed on: 24th May 2024

I like the features of the app and the flexibility.

I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Capital one is a great credit card to start you off...

Capital one is a great credit card to start you off using credit they always keep you in the loop every step of the way so you keep you on track they taunt me how to control your spending and always keep in touch Reviewed on: 18th May 2024

A great credit card for daily shopping and traveling.

A great credit card for daily shopping and traveling. Reviewed on: 4th May 2024

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