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Capital One: Classic Credit Card reviews

4.17
Based on 300 reviews, last reviewed 12th Jun 2026
900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Easy to apply for, easy to manage. Easy to apply for, easy to manage. Reviewed on: 12th June 2026
David C's avatar
David C

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026
Elin A's avatar
Elin A

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (300)

Great card & easy app

5
Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Is good to have help from credit card companies like...

4
Is good to have help from credit card companies like Capital one Reviewed on: 7th June 2024

Very useful credit card, I find it reliable

5
Very useful credit card, I find it reliable Reviewed on: 30th May 2024

Nah thank you Nah thank you Nah thank you Nah thank...

5
Nah thank you Nah thank you Nah thank you Nah thank you Nah thank you Reviewed on: 28th May 2024

It provide good customer service

5
It provide good customer service Reviewed on: 24th May 2024

I like the features of the app and the flexibility.

5
I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Capital one is a great credit card to start you off...

5
Capital one is a great credit card to start you off using credit they always keep you in the loop every step of the way so you keep you on track they taunt me how to control your spending and always keep in touch Reviewed on: 18th May 2024

A great credit card for daily shopping and traveling.

5
A great credit card for daily shopping and traveling. Reviewed on: 4th May 2024

Great company, been with them since last autumn.

5
Great company, been with them since last autumn. Can’t fault them. There app is easy to use and the functionality of it is great. Never had any issues with the service they provide Reviewed on: 3rd May 2024

It’s good credit card for beginners and with no cred...

3
It’s good credit card for beginners and with no credit history Reviewed on: 2nd May 2024

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