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Barclays: Personal loan reviews

Name: Personal loan
Rating: 4.51 (108 reviews)

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4.51

Based on 108 reviews, last reviewed 5th Aug 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

16%

Latest highest rating:

5

I was welcomed very happily by Debra from Barclays l... I was welcomed very happily by Debra from Barclays local in Spalding, and had a talk about how it works, making me comfortable with how it will work a... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

Was offered loan, quickly and satisfied Was offered loan, quickly and satisfied Reviewed on: 15th March 2024

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About this product

Barclays offer personal loans with terms up to five years.

If you have a Barclays current account or credit card, you can check to see if you have a provisional loan limit before you apply without impacting your credit score. Apply online or in the Barclays app.

Barclays personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Barclays before, you can also leave a review and share your experience.

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Barclays Personal loan reviews (108)

Good value

Good value loan, was happy with the service Reviewed on: 11th March 2020

Very pleased

I’ve been with Barclays bank for about 15yrs and every time I call them up I received a great support Reviewed on: 3rd February 2020

Using my credit card in all countries

I have been using my credit card for 3 years without interest. unrealistic offers and opportunities. Reviewed on: 28th January 2020

Personal loan

I would likely recommend Barclays to friends/family Reviewed on: 13th January 2020

Very poor customer service avoid

I would not go near this company again. Reviewed on: 11th July 2019

New loan

No problems so far and happy with the service Reviewed on: 4th July 2019

Shocking company

This company is a joke! I purchased a vehicle using their automated settlement figure on my old vehicle but when it come to actually purchasing the finance etc 2 days later they sent an incorrect settlement figure to the one we got off the automated line. They stated as the payment we made at the beginning of the month did register with the automated system but not with them to send out the confirmation amount even though they could see my payment!!. They stated I needed to pay the extra 200.00 and then they will refund me. Ridiculous I know but I put this on my car finance reluctantly (so I'm also paying APR) and placed a complaint as I they basically asked me to pay them deouble for me to then be refunded Reviewed on: 15th May 2019

In the blink of an eye!

Originally applied for an AA loan but then discovered the very long time frame it takes to actually get the money. On the off chance I went on my Barclays app to see what they would offer me - the APR was slightly more but only just 4 steps on the app, a few clicks and around 2 minutes of my time - I was approved, signing my document and clicking confirm. As it took me back to the main app screen showing my accounts - the loan was there. I couldn't believe my eyes! Reviewed on: 3rd April 2019

a bank that shuts its branches and fobs off 40 year customers

shocking bank shutting down bank after bank ..don't give a hoot for loyalty..im off to Halifax[the bank not the town] Reviewed on: 27th March 2019

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