Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,212 reviews, last reviewed 10th Apr 2026
490500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Personal Loan Survey. Very easy to operate app. Quick and easy to deal with. Reviewed on: 10th April 2026
A Seamarks 's avatar
A Seamarks

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13212)

Personal Loan Survey.

5
Very easy to operate app. Quick and easy to deal with. Reviewed on: 10th April 2026
A Seamarks 's avatar
A Seamarks

Great Customer Service and application process

5
Customer service team is uk based which makes it so much easier to communicate. Smooth process and good document management /submission system. Great to see human application reviews rather than automated system. Reviewed on: 10th April 2026
Vlad's avatar
Vlad

Very easy application process and money in account w...

5
Very easy application process and money in account within minutes Reviewed on: 10th April 2026
Nicholas D's avatar
Nicholas D

Loan approved same day and funds available - option...

5
Loan approved same day and funds available - option to pay more ad hic if required each month. Payment summary available. Reviewed on: 10th April 2026
DGall's avatar
DGall

Good service, poor online presence

4
Very easy to use and get approved, good overall information but website/app are difficult to use Reviewed on: 10th April 2026
James D's avatar
James D

Very easy process and excellent loan rate.

5
Very easy process and excellent loan rate. Reviewed on: 10th April 2026
Gary Mallett's avatar
Gary Mallett

Applied for the loan & was all very easy I like I ca...

5
Applied for the loan & was all very easy I like I can login & check in & make overpayments easy Reviewed on: 10th April 2026
marcus m's avatar
marcus m

Very easy to apply and my money was in the next day .

5
Very easy to apply and my money was in the next day . No hassles Reviewed on: 10th April 2026
Gavin's avatar
Gavin

Easy to work with you, very profesional, quick money.

5
Easy to work with you, very profesional, quick money. Reviewed on: 10th April 2026
Marian's avatar
Marian

Best loan company by far.

5
Easy set up. Affordable payment plans. Attentative staff. Always know how my account is, with email updates, not pushy phone calls. Reviewed on: 10th April 2026
Paul M's avatar
Paul M

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill