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Plata reviews

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Rated Excellent • 4.94/5

Plata reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business Last reviewed within 7 days

What is this award?

The British bank awards recognise outstanding UK financial services providers based entirely on customer feedback.  Winners are determined through verified customer reviews and must meet minimum participation thresholds, ensuring recognition reflects genuine customer experiences.

This company has won:

  • Best personal loan provider 2025
See all awards Plata have won
British bank awards winner
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Review summary

People rate this company as Excellent based on 8,407 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Plata have trended negatively over the past 90 days

Plata makes borrowing a breeze with quick approvals, easy applications, and friendly service. The online portal is straightforward and keeps things transparent. While many appreciate the helpful staff and smooth process, some find the interest rates a bit steep and wish for better communication at times.

Positive themes

  • Plata’s loan application is quick, easy, and hassle-free with money arriving fast.
  • Plata’s customer service is friendly and helpful throughout the loan process.
  • Plata’s online portal is user-friendly and makes managing loans simple.

Negative themes

  • Some find Plata’s interest rates quite high compared to other lenders.
  • A few mention communication delays or lack of updates after applying.
  • One reviewer was unhappy with Plata declining their loan despite good history.
Summarised by AI
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About Plata

Plata are a fintech lending company who lend from £2,000 to £15,000. If you have used Plata, please share your experience and leave a review to help others.

Plata at a glance

Reviews for Plata

Showing 11 of 8407 company reviews • Last reviewed within 7 days

The app and the overall experience has been so easy...

Personal loans • 20th February 2026

The app and the overall experience has been so easy and simple. I feel I’m in control.

{"display":"April K","full_name":"April K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Amazing.

Personal loans • 20th February 2026

Amazing experience thanks. ease of use is spot on.

{"display":"Kaibell","full_name":"Kaibell","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Good experience so far.

    Good experience so far. Fast and convenient. Would reccommend.

    {"display":"Samantha","full_name":"Samantha","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Samantha 20th February 2026
  • 5/5

    Excellent service.

    Excellent service. Quick and efficient service.

    {"display":"Rebecca ","full_name":"Rebecca ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Rebecca 20th February 2026
  • 5/5

    Brilliant experience.

    Brilliant experience. Staff were great

    {"display":"SP","full_name":"SP","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    SP 20th February 2026
  • 5/5

    Very Helpful and Friendlu

    Very friendly and helpful, I got the funds smoothly and also was able to track the payment in the website easily,

    {"display":"Hasan A","full_name":"Hasan A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Hasan A 20th February 2026
  • 5/5

    Hassle free loans .

    From start to finish the process was very straightforward & you get a decision almost immediately, also the money is in your bank within 24 hours

    {"display":"Kelly M","full_name":"Kelly M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Kelly M 20th February 2026
  • 5/5

    Really easy process and great customer service and s...

    Really easy process and great customer service and support

    {"display":"BAS","full_name":"BAS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    BAS 20th February 2026
  • 5/5

    Seamless, Fair, and Stress-Free!

    I couldn’t be happier with my experience. Plata’s application process was incredibly easy and the website is remarkably intuitive. I found their rates to be... I couldn’t be happier with my experience. Plata’s application process was incredibly easy and the website is remarkably intuitive. I found their rates to be very competitive, making the loan a truly handy solution for my needs. Plus, the customer service during my application was top-notch—helpful, professional, and quick. A five-star experience from start to finish! Read more Read less

    {"display":"Ola","full_name":"Ola","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Ola 20th February 2026
  • 5/5

    Really easy and straightforward application highly r...

    Really easy and straightforward application highly recommended.

    {"display":"Alex","full_name":"Alex","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1179978.png"}}'s avatar
    Personal loans
    Alex 20th February 2026
  • 5/5

    Stress free, supportive service

    I applied for Plata to help with consolidating loans and the application was easy, supportive and everything is clear on my account. Stress free, supportive.

    {"display":"Amanda W","full_name":"Amanda W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Amanda W 20th February 2026

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