Smart Money People Logo
Go to business site

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page
Link copied

Plata reviews

Plata's logo
Rated Excellent • 4.94/5

Plata reviews

Verified business Last reviewed within 7 days British bank awards winner
Write a review
  • FCA approved and regulated
    FCA approved and regulated
  • Award winning organisation
    Award winning organisation
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Excellent based on 13,589 product reviews

Average score of 4.94/5
5 star
96%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Plata have trended negatively over the past 90 days

Plata Personal loans are loved for their quick, easy application and fast fund transfers, making borrowing stress-free. The customer service is friendly and helpful, with clear communication and a user-friendly online platform. However, some find the interest rates quite high and a few mention issues with repayment transparency or support during hardship.

Positive themes

  • Plata Personal loans make applying quick and easy with fast fund transfers.
  • Plata Personal loans have excellent customer service that’s friendly and helpful.
  • Plata Personal loans offer a user-friendly website and app for easy loan management.

Negative themes

  • Plata Personal loans have high interest rates that some find hard to manage.
  • Some Plata borrowers felt the repayment info wasn’t clear or transparent enough.
  • A few found Plata’s support lacking during hardship or stressful repayment calls.
Summarised by AI
Was this helpful?

About Plata

Plata offer smart personal loans using a state-of-the-art technology platform.

Plata’s online application process is supported by Open Banking, digital verification and an award-winning customer service team.

You can borrow up to £25,000 from Plata, over a term that suits you.

Plata at a glance

Contact details

Phone
0330 165 5120
Social media

Reviews for Plata

Showing 11 of 13589 company reviews • Last reviewed within 7 days

Great rates

Personal loans • 21st April 2026

Great rates and particularly if you don’t have the best credit!

{"display":"Emily Martin","full_name":"Emily Martin","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1363512.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Is great service easy application fast money receiv...

Personal loans • 20th April 2026

Is great service easy application fast money received Good interest rate

{"display":"RAJU JAISWAL","full_name":"RAJU JAISWAL","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1529542.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    An excellent professional company who went the extra.

    An excellent professional company who went the extra.mile to find me the best options thank you

    {"display":"Elspeth Roberts","full_name":"Elspeth Roberts","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1529458.png"}}'s avatar
  • 5/5

    Fast, effective and friendly.

    Fast, effective and friendly. Very easy process.

    {"display":"Kamini Paul","full_name":"Kamini Paul","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Great - applied, approved and paid.

    Great - applied, approved and paid.

    {"display":"Matthew s","full_name":"Matthew s","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Matthew s 20th April 2026
  • 5/5

    EASY TO TAKE OUT LONE.

    EASY TO TAKE OUT LONE. GREAT AND EASY SERVICE

    {"display":"Matthew T","full_name":"Matthew T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Matthew T 20th April 2026
  • 5/5

    Good customer service politely and understandable

    Good customer service politely and understandable

    {"display":"Ali A","full_name":"Ali A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Ali A 20th April 2026
  • 4/5

    Quick and easy application

    Quick and easy application and payouts also quick

    {"display":"Michael R","full_name":"Michael R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Michael R 20th April 2026
  • 5/5

    Quality customer service a first in a longtime of sp...

    Quality customer service a first in a longtime of speaking or trying to speak to somebody on a customer service rill

    {"display":"David C","full_name":"David C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    David C 20th April 2026
  • 5/5

    It has been great experience for me so far they have...

    It has been great experience for me so far they have provided 2 loans to me and so far they have been great!

    {"display":"Alejandro M","full_name":"Alejandro M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Nice and easy was apple for loan

    Nice and easy was apple for loan

    {"display":"Krzysztof ","full_name":"Krzysztof ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from Plata

    Showing all products offered by Plata

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice