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Plata reviews

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Rated Excellent • 4.94/5

Plata reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business Last reviewed within 7 days

What is this award?

The British bank awards recognise outstanding UK financial services providers based entirely on customer feedback.  Winners are determined through verified customer reviews and must meet minimum participation thresholds, ensuring recognition reflects genuine customer experiences.

This company has won:

  • Best personal loan provider 2025
See all awards Plata have won
British bank awards winner
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Review summary

People rate this company as Excellent based on 8,262 product reviews

Average score of 4.94/5
5 star
95%
4 star
5%
3 star
0%
2 star
0%
1 star
0%
Reviews for Plata have trended negatively over the past 90 days

Plata makes borrowing a breeze with quick approvals, easy applications, and friendly service. The online portal is straightforward and keeps things transparent. While many appreciate the helpful staff and smooth process, some find the interest rates a bit steep and wish for better communication at times.

Positive themes

  • Plata’s loan application is quick, easy, and hassle-free with money arriving fast.
  • Plata’s customer service is friendly and helpful throughout the loan process.
  • Plata’s online portal is user-friendly and makes managing loans simple.

Negative themes

  • Some find Plata’s interest rates quite high compared to other lenders.
  • A few mention communication delays or lack of updates after applying.
  • One reviewer was unhappy with Plata declining their loan despite good history.
Summarised by AI
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About Plata

Plata are a fintech lending company who lend from £2,000 to £15,000. If you have used Plata, please share your experience and leave a review to help others.

Plata at a glance

Reviews for Plata

Showing 11 of 8262 company reviews • Last reviewed within 7 days

Easy to apply and decision was quick

Personal loans • 14th February 2026

Easy to apply and decision was quick

{"display":"Melanie C","full_name":"Melanie C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Best thing i have done!

Personal loans • 14th February 2026

Honestly been the best thing about my debt consolidation journey. There app is super easy to use, super easy to understand when paying extra, so... Honestly been the best thing about my debt consolidation journey. There app is super easy to use, super easy to understand when paying extra, so you now how much you are svaing on interest or lowering the monthly cost etc. Read more Read less

{"display":"James H","full_name":"James H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Plata was there

    Plata was there to help out when no other loan company would give me a loan, they saved me alot of worry

    {"display":"Emma l","full_name":"Emma l","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Emma l 14th February 2026
  • 5/5

    Helpful colleagues and a positive experience...

    Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change,... Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change, ensuring there were no delays. Thankfully I haven't needed to speak with them much since as everything has been smooth sailing but anytime I have, they've been helpful, positive and courteous! Read more Read less

    {"display":"Steff","full_name":"Steff","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Steff 14th February 2026
  • 5/5

    Ease of use and transparency. Good value.

    Ease of use and transparency. Excelent customer support with quick responses to queries and friendly staff.

    {"display":"J M","full_name":"J M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    J M 14th February 2026
  • 5/5

    Great experience, hassle free!

    Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand... Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand when needed to answer any questions that I have had. They paid the next day and there was no hassle Read more Read less

    {"display":"Lyndon T","full_name":"Lyndon T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Lyndon T 14th February 2026
  • 5/5

    Everything is very easy to access and customer servi...

    Everything is very easy to access and customer service is great also.

    {"display":"AT","full_name":"AT","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    AT 14th February 2026
  • 5/5

    The very best at keeping loans simple and straightfo...

    The very best at keeping loans simple and straightforward

    {"display":"Tony","full_name":"Tony","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Tony 14th February 2026
  • 5/5

    The application process was quick and easy to follow

    The application process was quick and easy to follow

    {"display":"keith2502@btinternet.com","full_name":"keith2502@btinternet.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Quick and easy to apply

    Quick and easy to apply supportive throughout my years

    {"display":"Kerry ","full_name":"Kerry ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loans
    Kerry 14th February 2026
  • 5/5

    experience

    Good experience with plata would use them again

    {"display":"Lindsay Y","full_name":"Lindsay Y","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1107740.png"}}'s avatar
    Personal loans
    Lindsay Y 14th February 2026

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