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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.92 (225 reviews)

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4.92

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

If you don't succeed first time, try again.

At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off credit cards. Then accepted as they could see I would benefit from their low interest rate. Reviewed on: 12th April 2026

A debt consolidation loan when no one else would

They provided me with a debt consolidation loan when nobody else would. This has reduced my mandatory minimums significantly. There is a saving component rolled into the loan and the reduction in minimums has allowed me to both save more and start paying my other balances off quicker. Reviewed on: 12th April 2026

Wave for all

Great customer service, easy to understand also after service is great. Reviewed on: 10th April 2026

Always courteous, kind & helpful

I've been fortunate enough to have been a recipient of several loans, but even when they couldn't help me their customer care is still outstanding. Reviewed on: 11th July 2025

Easy registration, stress people not existing here .

Easy registration, stress people not existing here . Plus after 6 months they remember so I’m taking things slowly . Great attitude Reviewed on: 13th June 2025

Five stars

Wave helped me get back on my feet when no-one else would, in a non-judgemental way too, which meant a lot. Reviewed on: 9th June 2025

Good service

So far has been pretty straight forward and wave are very responsive Reviewed on: 2nd June 2025

Using Wave was really simple.

Using Wave was really simple. The repayments were reasonable and it’s nice knowing I’m saving at the same time. Reviewed on: 1st June 2025

Excellent financial services!

Wave services have been key for improving my family finances throughout the years. The team has always been helpful and very professional. Reviewed on: 14th May 2025

I've had a couple of loans now from wave, very easy...

I've had a couple of loans now from wave, very easy to apply, quick application, and only takes a day or two to let you know if you've been accepted, payment the same day. Would highly recommend wave. Reviewed on: 13th May 2025

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