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Bank of Scotland Cash Account Reviews

Ratings based on 22 reviews Last review 1 month ago

Bank of Scotland Cash Account reviews come from people like you! With so many different current accounts now available, you can read these honest Bank of Scotland Cash Account reviews to find out what life as a Bank of Scotland customer is really...

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Bank of Scotland Cash Account reviews come from people like you! With so many different current accounts now available, you can read these honest Bank of Scotland Cash Account reviews to find out what life as a Bank of Scotland customer is really like. And remember, if you are a Bank of Scotland customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Bank of Scotland Cash Account reviews. Together, we can make financial services work better for everyone.

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Your Cash Account Reviews (22)

12th February 2017

Great customer service

The customer service is fantastic and I found it very easy to set up my cash ISA. The rates are not the best out there, but with a fairly small sum, the percentage difference with competitors would hardly make much impact on the interest. Having been...

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The customer service is fantastic and I found it very easy to set up my cash ISA. The rates are not the best out there, but with a fairly small sum, the percentage difference with competitors would hardly make much impact on the interest. Having been with some truly awful banks, it's worth it, not to have to deal with them.

5th February 2017

Value for money

I've had a Bank of Scotland reward account for many years and have always been happy with it. I've taken advantage of the many reward benefits included. From the worldwide travel insurance, mobile phone insurance to that time my front door lock broke...

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I've had a Bank of Scotland reward account for many years and have always been happy with it. I've taken advantage of the many reward benefits included. From the worldwide travel insurance, mobile phone insurance to that time my front door lock broke and I needed home emergency cover! Happy customer!

17th November 2016

Good but not great

I've been with Bank Of Scotland for several years now but recently thinking of changing as I've noticed most other banks do lots of offers and thing i haven't seen with BoS, also I have had problems with delayed transactions and charges which have...

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I've been with Bank Of Scotland for several years now but recently thinking of changing as I've noticed most other banks do lots of offers and thing i haven't seen with BoS, also I have had problems with delayed transactions and charges which have resulted in having to keep calling customer service, who often cannot help and have to transfer me to complaints, they are ok...good but not great, could be much better.

28th January 2016

Makes student life easy!

As most people know, student life can be tough when it comes to trying to manage different bank accounts. The Bank of Scotland advisors were very helpful when I was setting in my current and student and were flexible around times that I could make...

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As most people know, student life can be tough when it comes to trying to manage different bank accounts. The Bank of Scotland advisors were very helpful when I was setting in my current and student and were flexible around times that I could make appointments. The bank of Scotland app is also a great help when it comes to managing my money on a daily basis!

24th December 2015

Really Happy with their current account

I have the Bank of Scotland current account and I really love it. I get 5 pounds per month just for paying in and the people in branch are the friendliest of any bank I have ever been in. Really grateful to have such a nice bank!

11th November 2015

Very highly recommended

My address has changed and the bank were amazing with this, I didn't have a clue what I was doing but they told me not to worry and amended all my direct debits and let all the companies know of my change of address. Very helpful overall, made me...

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My address has changed and the bank were amazing with this, I didn't have a clue what I was doing but they told me not to worry and amended all my direct debits and let all the companies know of my change of address. Very helpful overall, made me stress less.

26th August 2015

Good simple basic bank account but with some restrictions.

I wanted a basic bank account with debit card facilities to use in conjunction with my main bank account to pay bills and use the debit card online....

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I wanted a basic bank account with debit card facilities to use in conjunction with my main bank account to pay bills and use the debit card online.

After searching The Bank of Scotland Cash Account seemed to fit the bill. The account opening was easy and running the account is simple to do with full access to online banking. The account comes with a Visa debit card which can be used in shops and online and you can set up direct debits and standing orders.

There are some restrictions with the account such as the fact that there is no overdraft facility and it doesn't come with a cheque book but I think this is expected with a basic bank account. Although you get a proper Visa debit card the account doesn't yet come with a contactless card.

Overall this is a good bank account for anyone looking for a no frills basic bank account to help them keep in control of their finances.

22nd April 2015

Absolutely Amazing

I have had excellent customer service with this Bank. I would highly recommend Bank Of Scotland for everyday banking needs. They have always been helpful when needed throughout the whole time I have had an account with them.

13th April 2015

Great leader.

I feel that my experiences with this bank has made for me to write a good review here. This bank has been here for me with all my banking needs and with good lending rates. Highly recommend.

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