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Bank of Scotland reviews

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Rated Good 3.57/5

Bank of Scotland reviews

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Unverified business
Last reviewed within 14 days
  • FCA approved and regulated
    FCA approved and regulated
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Offers in-person appointments
    Offers in-person appointments
  • Provides paperless statements and documents
    Provides paperless statements and documents

Review summary

People rate this company as Good based on 294 product reviews

Average score of 3.57/5
5 star
50%
4 star
20%
3 star
9%
2 star
6%
1 star
15%
Reviews for Bank of Scotland have trended positively over the past 90 days

Latest positive rating

5/5

The Bank for a lifetime.

I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate... I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate leaving for another Bank. Competitive in every way, but their customer service has always been the main benefit. From Business banking to personal banking, mortgage to insurance, they are always on hand to help. I have never had a bad experience. Cannot recommend them more. Read more Read less

{"display":"Chris S","full_name":"Chris S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Classic Account
Chris S 27th February 2025

Latest negative rating

2/5

Rubbish interest on Classic account

Rubbish interest on Classic account, low interest on other accounts

About Bank of Scotland

Bank of Scotland is a retail and commercial bank.

Bank of Scotland was founded in 1695 and is Scotland’s oldest bank. It is still based in Edinburgh today and is part of the Lloyds Banking Group.

Bank of Scotland offer a wide range of products including current accounts, loans, credit cards, mortgages, savings, investments and insurance.

Bank of Scotland at a glance

Contact details

Social media

Reviews for Bank of Scotland

Showing 11 of 294 company reviews Last reviewed within 14 days

The Bank for a lifetime.

Classic Account 27th February 2025

I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate... I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate leaving for another Bank. Competitive in every way, but their customer service has always been the main benefit. From Business banking to personal banking, mortgage to insurance, they are always on hand to help. I have never had a bad experience. Cannot recommend them more. Read more Read less

Rated Excellent 5/5
Read more product reviews

Excellent

Classic Account 26th February 2025

The staff are very helpful and understanding if you have a problem helping you understanding any problem you may have and explaining it so you... The staff are very helpful and understanding if you have a problem helping you understanding any problem you may have and explaining it so you know what you need to do Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    5 years of fabulousness!

    I have been with bank of Scotland for five years now. I have had a secondary bank account with other banks in between. I always... I have been with bank of Scotland for five years now. I have had a secondary bank account with other banks in between. I always trust that bank of Scotland has the best intentions for me and my money. Overall, I feel very secure having bank of Scotland as my main banking provider and won’t be swapping from them anytime soon. Read more Read less

    {"display":"lds","full_name":"lds","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Classic Account
    lds 26th February 2025
  • 3/5

    Basic, no-frills bank account

    This account could appeal to anyone looking for a straightforward bank account that charges no monthly fee but also allows them to earn interest on... This account could appeal to anyone looking for a straightforward bank account that charges no monthly fee but also allows them to earn interest on their balance. You can also benefit from cashback at selected retailers and round up your card payments with the Save the Change feature. Read more Read less

  • 2/5

    Rubbish interest on Classic account

    Rubbish interest on Classic account, low interest on other accounts

  • 5/5

    Good service

    I have not had any problems or issues with my account. A speedy answer to any of my questions and help with anything I have asked.

    {"display":"Douglas Watt","full_name":"Douglas Watt","avatar":{"url":"\/assets\/uploads\/avatars\/users\/482735.png"}}'s avatar
    Classic Account
    Douglas Watt 26th February 2025
  • 3/5

    Decent experience

    Overall okay bank. Experience is not as smooth but its good.

    {"display":"Ikechukwu ","full_name":"Ikechukwu ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Classic Account
    Ikechukwu 5th February 2025
  • 1/5

    Darren Clarke, customer relation team he works in, a...

    Darren Clarke, customer relation team he works in, absolute disgrace of a man, said he refunded me £101.40 and also sent me a goodwill gesture... Darren Clarke, customer relation team he works in, absolute disgrace of a man, said he refunded me £101.40 and also sent me a goodwill gesture of £30, my bank have confirmed nothing has been received, I've also sent bank statements to Darren Clarke who has told me it's been sent, incredible he works for a customer relation team but can't read to see it’s not gone into my bank!! useless bloke Read more Read less

    {"display":"Blayne ","full_name":"Blayne ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    Blayne 7th January 2025
  • 1/5

    Huge regrets! Cowboys

    Made small mistake on application, they gave me insurance then increased price by 60%, then charged me £100 to cancel, do not use these cowboys

    {"display":"Mark O","full_name":"Mark O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    Mark O 30th November 2024
  • 5/5

    Great in branch service

    On visiting branch for help with elderly parents account, I was delighted with the friendly, helpful advice I was given.

  • 1/5

    Absolutely don't buy!

    Absolutely don't buy! They only take money, no help. I waited 3 months for the garage. From 16 of July my car is in the... Absolutely don't buy! They only take money, no help. I waited 3 months for the garage. From 16 of July my car is in the garage for They say there are no parts. No information, no contact from garage. (Bodywise on Kirkcaldy) I was writing a complaint to the Bank, they write lies that they talked to the garage. I went to the garage, the garage says that no one talked to them. My car had an accident on April 1 and it is still in the garage!!!! 6 months!!!! The Bank of Scotland no help and customer service are very bad. They are not interested in your car or help. I wanted to take the car back I said I would take it and that when the parts are there I will bring the car back. They started lying that the car has to go through inspection, that it is in the garage disassembled and they have to check what is broken. My car has been parked for 2.5 months and they haven't checked what's broken? And they said earlier that they were waiting for parts. What parts if they don't know what's broken? Don't buy this insurance! I'm warning you. Read more Read less

    {"display":"Nat R","full_name":"Nat R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    Nat R 30th September 2024

    Products from Bank of Scotland

    Showing products offered by Bank of Scotland

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