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Bank of Scotland: Car Insurance reviews

Based on 15 reviews, last reviewed 4th Jun 2024
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Latest highest rating:


car insurance A great offer for my car insurance Reviewed on: 13th September 2023
Caroline Clark's avatar
Caroline Clark

Latest lowest rating:


Can’t do EV insurance Website refers to EV Car Insurance but contact was unable to quote or amend our policy Reviewed on: 4th June 2024
Ellie's avatar

About the Car Insurance

Choosing a new car insurance provider can be difficult with so many on the market. Our Bank of Scotland car insurance reviews can help you make an informed decision when choosing your next provider.

Bank of Scotland offers Third Party, Fire and Theft, and Comprehensive cover, as well as policies designed for electric vehicles. All comprehensive policies come with a variety of additional benefits, such as 60 days of EU cover, courtesy car and more. Alongside this, Bank of Scotland has a range of optional extras designed to make your policy even more robust.

Does Bank of Scotland sound like the perfect provider for your car insurance? Read our customer reviews to see how well these policies shape up. Find out what extra add-ons customers have put onto their policies and whether they would purchase them again. If you have an electric vehicle, learn how well Bank of Scotland has tailored its policies to cater for you. Before purchasing a policy, always read reviews to be sure you’re making the best financial decision for your needs.

Have you had a car insurance policy with Bank of Scotland? Share your experience with others on Smart Money People. Tell us if you felt your policy was reasonably priced, and if you felt the level of cover was suitable for your needs. Did you need to make a claim, and if so, how well was it handled? Would you recommend them to a friend or family member, and would you renew your policy? Write a Bank of Scotland car insurance review today. Together, we can help people like you make better decisions.

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Bank of Scotland Car Insurance reviews (15)

Can’t do EV insurance

Website refers to EV Car Insurance but contact was unable to quote or amend our policy Reviewed on: 4th June 2024
Ellie's avatar


The system will NOT allow a change of vehicle ,you have to take out another policy at a greatly inflated price eg renewal 390 pounds change vehicle 1400 pounds dont touch em with a barge pole Reviewed on: 26th March 2024
Malcolm k's avatar
Malcolm k

Rip-off renewals.

Rip-off renewals. £271.59 last year. This year, same car (one year older), extra year of no claims discount (9 years now) and no other changes at all - exacltly the same policy. Guess how much ? £694.37. That is a 156% increase. Why don't they jsut send a letter saying they don't want to insure you, please go elsewhere. At least that is honest. Found elsewere for 31% more, still bad but that is life these days with people with "normal" cars paying for others with complex EV imports with no parts, etc. I should pay based on me, where I live, what I use my car for and the car I own. Reviewed on: 13th March 2024
NotHappy's avatar

Cost of living crisis is hard enough.

Cost of living crisis is hard enough. Charging an ammendment fee is way ut of order as amending a policy is mandatory if there is a change or you are committing a crime. So why charge for it. Especially if I changed it via online without having to falk to someone. Its an outrage that they do nothing to help people. Am either losing out anyway I go. Also why have a car on an Insurance group when they pick and chose other reasons to make sure they get more money. I have dropped insurance groups but my insurance has doubled. No such thing then. Its a give me the money money money world nowadays and no good customer service anymore. Its all about wanting cash than giving out good service. No wonder so many people think ending it stops the pain. Reviewed on: 26th February 2024
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