The Co-operative Bank reviews
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The Co-operative Bank reviews
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Has branches you can visit in-person
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Positioned as being a socially responsible organisation
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FCA approved and regulated
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Manage your account or policy via an app or website
Review summary
People rate this company as Good based on 624 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
Had a phone call to sort out some new accounts and Mr.
Had a phone call to sort out some new accounts and Mr. Kieran Lancaster, Personal Banker based in Nottingham was very thorough, patient and helpful... Had a phone call to sort out some new accounts and Mr. Kieran Lancaster, Personal Banker based in Nottingham was very thorough, patient and helpful to get what I’ve needed sorted. Very efficient with a lot of empathy. Wish more bank supports are like him. Thank you so much for a great experience! Read more Read less
Latest negative rating
Read all 1 star review on all websites
My review very much reflects what this bank appear to be subjecting lots of other customers to, how utterly abhorrent. I've been with this bank... My review very much reflects what this bank appear to be subjecting lots of other customers to, how utterly abhorrent. I've been with this bank for the best part of 2 decades. I chose them for their ethical stance & felt they were once a great bank, who at one point I had a good relationship with. I don't know what has gone so, so, so badly wrong but I am now utterly horrified at their utterly deplorable business practices, vomit inducing delusions of entitlement, despicable levels of abuse of customers accounts, & the unfathomably deranged way they behave. They are bullies, corrupt beyond words & have a hrd on for flagging genuine payments as fraud, causing indescribable levels of stress, problems (not only for me, but vulnerable family members relying on my help), & countless hours of time wasted which they either demand or leave you little choice in having to waste. Despite absolutely NOT being entitled to any information, I generously shared what a payment was for & how important it was, after they insanely flagged it as fraud. They then repeatedly flagged the same payment for fraud month after month each time I attempted it -whilst they fully well knew what it was for, then repulsively blocked not only my card, but my entire account! I couldn't make that payment from May to date & had to embarassingly ask others to help. They made sure my vulnerable young family member was without vital support, how utterly repulsive & parasitic. I was treated like a criminal & naughty child, who the hell do they think they are! I can't put into words how deeply upsetting, stressful & problematic this was. They didn't like the understandably increasingly angry response they got with each fraudulent fraud flag, so they poured petrol on a blazing inferno & wrote to me telling me they were closing my account! Yes you read that right! Insanity from the bank who claim to be ethical, I'd call that morally bankrupt personally. They wildly seem to think they are entitled to demand a reason for my very own personal phone number being private when I was forced to call them after YET another fraudulent fraud flag. They DESPERATELY need humbling. After repeatedly abusing their position & your ability to use your account, be prepared to loose the best part of an hour trying to get through to an actual human & the bottom of whatever timewasting nightmare it is this time. If you struggle with auditory processing dysfunction, don't be shocked to be called racist when you ask to speak to somebody who speaks clear English so you can actually understand them & attempt to rectify yet another problem they have caused! They'll make payment disputes impossibe. They'll regularly make buying online impossible. They'll abuse you private phone number & spam you, demanding responses to their deranged text messages. They'll grotesquely REFUSE to delete your private, phone number when you tell them to after you're sick of the spam, harassment & unsolicited contact! They'll point blank refuse to help you, demanding you waste hours on the phone to them, or come into branch which is impossible to get to 50+ miles away. My local branch was in walking distance when I opened my account. I think they think I posess a magic carpet & endless free time to jump through their deranged & insane, pathetic hoops. The app & website will cause you considerable levels of frustration & take up far more of your valuable time than necessary. Don't walk, RUN as far away from this bank as you can. There's absolutely NOTHING ethical about them at all, the complete opposite infact. Read the 1 star reviews, that IS the raw reality & what you WILL deal with if you make the extremely bad mistake of choosing to join or switch to this bank who are soon to be The Coventry Building society. Read more Read less
About The Co-operative Bank
The Co-operative Bank is based in Manchester in the UK.
Founded in 1872, The Co-operative Bank was the first ethical bank. To this day, the company has an ongoing commitment to support the planet, people and communities. The Co-operative Bank was the UK’s first bank to introduce a customer-led Ethical Policy which shaped how it would and wouldn’t use its customers’ money.
The Co-operative Bank offers bank accounts, credit cards, savings, insurance, loans and mortgages.
The Co-operative Bank at a glance
Reviews for The Co-operative Bank
Showing 11 of 624 company reviews • Last reviewed within 7 days
Read all 1 star review on all websites
My review very much reflects what this bank appear to be subjecting lots of other customers to, how utterly abhorrent. I've been with this bank... My review very much reflects what this bank appear to be subjecting lots of other customers to, how utterly abhorrent. I've been with this bank for the best part of 2 decades. I chose them for their ethical stance & felt they were once a great bank, who at one point I had a good relationship with. I don't know what has gone so, so, so badly wrong but I am now utterly horrified at their utterly deplorable business practices, vomit inducing delusions of entitlement, despicable levels of abuse of customers accounts, & the unfathomably deranged way they behave. They are bullies, corrupt beyond words & have a hrd on for flagging genuine payments as fraud, causing indescribable levels of stress, problems (not only for me, but vulnerable family members relying on my help), & countless hours of time wasted which they either demand or leave you little choice in having to waste. Despite absolutely NOT being entitled to any information, I generously shared what a payment was for & how important it was, after they insanely flagged it as fraud. They then repeatedly flagged the same payment for fraud month after month each time I attempted it -whilst they fully well knew what it was for, then repulsively blocked not only my card, but my entire account! I couldn't make that payment from May to date & had to embarassingly ask others to help. They made sure my vulnerable young family member was without vital support, how utterly repulsive & parasitic. I was treated like a criminal & naughty child, who the hell do they think they are! I can't put into words how deeply upsetting, stressful & problematic this was. They didn't like the understandably increasingly angry response they got with each fraudulent fraud flag, so they poured petrol on a blazing inferno & wrote to me telling me they were closing my account! Yes you read that right! Insanity from the bank who claim to be ethical, I'd call that morally bankrupt personally. They wildly seem to think they are entitled to demand a reason for my very own personal phone number being private when I was forced to call them after YET another fraudulent fraud flag. They DESPERATELY need humbling. After repeatedly abusing their position & your ability to use your account, be prepared to loose the best part of an hour trying to get through to an actual human & the bottom of whatever timewasting nightmare it is this time. If you struggle with auditory processing dysfunction, don't be shocked to be called racist when you ask to speak to somebody who speaks clear English so you can actually understand them & attempt to rectify yet another problem they have caused! They'll make payment disputes impossibe. They'll regularly make buying online impossible. They'll abuse you private phone number & spam you, demanding responses to their deranged text messages. They'll grotesquely REFUSE to delete your private, phone number when you tell them to after you're sick of the spam, harassment & unsolicited contact! They'll point blank refuse to help you, demanding you waste hours on the phone to them, or come into branch which is impossible to get to 50+ miles away. My local branch was in walking distance when I opened my account. I think they think I posess a magic carpet & endless free time to jump through their deranged & insane, pathetic hoops. The app & website will cause you considerable levels of frustration & take up far more of your valuable time than necessary. Don't walk, RUN as far away from this bank as you can. There's absolutely NOTHING ethical about them at all, the complete opposite infact. Read the 1 star reviews, that IS the raw reality & what you WILL deal with if you make the extremely bad mistake of choosing to join or switch to this bank who are soon to be The Coventry Building society. Read more Read less
The worst business decision you will make!
Opening an account with The Co-Operative Bank will simply be the worst business decision you will make! Please if there was ever any random advice... Opening an account with The Co-Operative Bank will simply be the worst business decision you will make! Please if there was ever any random advice that you listen to then please consider other banks are available. Their product (monthly and transaction fees) are expensive, if you need to speak to someone on telephone then good luck set aside some time in your schedule and use of the online/digital banking is a whole new adventure. It is shall we say primitive and despite a regular message of "Online banking will be down for scheduled maintenance this weekend" nothing ever improves and in fact as of writing following a failed maintenance they have locked everyone out of their accounts and the only way you can tell what money you have or to move/pay is to visit a branch or use telephone banking except the wait is over an hour. The experience is anything but Co-Operative and actually hand on heart having an account with them actually creates more hurdles for our business than it is worth. Read more Read less
Products from The Co-operative Bank
Current account
by The Co-operative BankThe Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...
Current account
by The Co-operative BankThe Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...
Business bank account
by The Co-operative BankThe Co-operative Bank business bank account is suitable for startups and small business that bank online. There’s no monthly fee but there are charges for certain transactions including cash deposits...
Business bank account
by The Co-operative BankThe Co-operative Bank business bank account is suitable for startups and small business that bank online. There’s no monthly fee but there are charges for certain transactions including cash deposits...
Credit card
by The Co-operative BankThe Co-operative Bank have a range of credit cards. There’s a balance transfer credit card, a three-year fixed rate credit card or a Co-operative members credit card. You can apply...
Credit card
by The Co-operative BankThe Co-operative Bank have a range of credit cards. There’s a balance transfer credit card, a three-year fixed rate credit card or a Co-operative members credit card. You can apply...
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Business savings
by The Co-operative BankThe Co-operative Bank have a range of business savings accounts to choose from including instant access, notice and fixed term. You’ll need to have a Co-operative Bank business bank account...
Business savings
by The Co-operative BankThe Co-operative Bank have a range of business savings accounts to choose from including instant access, notice and fixed term. You’ll need to have a Co-operative Bank business bank account...
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