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The Co-operative Bank reviews

The Co-operative Bank Logo
Rated Good 3.64/5

The Co-operative Bank reviews

Unverified business Last reviewed within 7 days
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Positioned as being a socially responsible organisation
    Positioned as being a socially responsible organisation
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Good based on 619 product reviews

Average score of 3.64/5
5 star
49%
4 star
16%
3 star
5%
2 star
5%
1 star
25%
Reviews for The Co-operative Bank have trended positively over the past 90 days

Latest positive rating

5.00/5

Customer service is great.

Customer service is great. Always ready to assist. Also the online system is easy to use. Definitely would recommend anyone.

Latest negative rating

1.00/5

Rubbish customer service

I want to dial a number and speak to a person, not dial a number and have to go through stacks of menus and submenus... I want to dial a number and speak to a person, not dial a number and have to go through stacks of menus and submenus AND a wait, which I pay for presumably. Even when I press # # it goes to another menu. I just want a number that goes straight to a person. And for the bank not to answer it unless someone is free, so I don't have to pay for listening to bad music.Why They don't allow you to email them with questions. I suspect they invest in Israeli genocide. They push people to use mobile phones, and make things difficult for people who don't have one, or refuse to share the number. Email or landline are the only two 2FA options that work for me. I've had emails from them saying never to give personal details when rung up. But I had an automated call 2024-09-20 saying it was from the Coop to confirm recent transactions, then it asked me to select my year of birth and type in my month and date of birth. Obviously that is asking for personal details. So why does the Coop lie when it says it would never ask for them? There are no branches near me any more, which makes things a lot harder. The Co-op regularly cancels minor transactions for silly "fraud" reasons (it is never a fraud), causing extra hassle. The procedure for then dealing with it makes it worse - an automated call asking for security details, even though you always say not to give them out overt he phone. Their anti-fraud system actually opens up loopholes for fraud and data-gathering. Why does the bank waste money and resources sending out millions of "foreign payment" print letters even when customers are registered to receive electronic statements only? Even more of a waste as the transactions are already on statements, so it is just telling people twice about the same (completely standard) transaction. It makes a mockery of environmental claims. Basic things screwed up. For example, the order of transactions in a downloaded statement (chronological order) is the opposite to the order on a downloaded spreadsheet (reverse chronological order). Don’t make titles mandatory on debit cards or anywhere else. They are old-fashioned and many people don’t use them any more. I’m sick of going to accounts, and it always has an icon of a blue present and "Upgrade to an Everyday Extra account" as if it is a freebie. So you click. No, just the opposite - a bank account where I would have to pay THEM, and things I'd never use. So framing it as a gift, when really it would cost me. Awful and dishonest marketing. The link was there for months, pushing it even if you won't use it. Can't get rid of it. Read more Read less

{"display":"KD","full_name":"KD","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Current account
KD 29th April 2026

About The Co-operative Bank

The Co-operative Bank is based in Manchester in the UK.

Founded in 1872, The Co-operative Bank was the first ethical bank. To this day, the company has an ongoing commitment to support the planet, people and communities. The Co-operative Bank was the UK’s first bank to introduce a customer-led Ethical Policy which shaped how it would and wouldn’t use its customers’ money.

The Co-operative Bank offers bank accounts, credit cards, savings, insurance, loans and mortgages.

The Co-operative Bank at a glance

Contact details

Phone
03457 212 212
Social media

Reviews for The Co-operative Bank

Showing 11 of 619 company reviews Last reviewed within 7 days

Customer service is great.

Current account 11th June 2026

Customer service is great. Always ready to assist. Also the online system is easy to use. Definitely would recommend anyone.

Rated Excellent 5.00/5
Read more product reviews

Honestly they were my saviour, they provided me with...

Current account 11th June 2026

Honestly they were my saviour, they provided me with a bank account when little to no other providers would. I’m in a much better place... Honestly they were my saviour, they provided me with a bank account when little to no other providers would. I’m in a much better place financially now and could probably have my pick of bank accounts but I choose to stick with the Co-operative. Customer service is always excellent also. Read more Read less

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    I hope this goes to the right person but just wanted...

    I hope this goes to the right person but just wanted to say massive thank you to Mehreen who I spoke to on costumer services... I hope this goes to the right person but just wanted to say massive thank you to Mehreen who I spoke to on costumer services on the phone. I’ve been having issues with my app for ages and she’s the first person who was able to help me sort it.She was calm, friendly and very supportive. Made it all seem easy and got it to work within minutes. You have fab costumer service Mehreen! Thank you again! X Read more Read less

    {"display":"Dan","full_name":"Dan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Dan 31st May 2026
  • 1.00/5

    Rubbish customer service

    I want to dial a number and speak to a person, not dial a number and have to go through stacks of menus and submenus... I want to dial a number and speak to a person, not dial a number and have to go through stacks of menus and submenus AND a wait, which I pay for presumably. Even when I press # # it goes to another menu. I just want a number that goes straight to a person. And for the bank not to answer it unless someone is free, so I don't have to pay for listening to bad music.Why They don't allow you to email them with questions. I suspect they invest in Israeli genocide. They push people to use mobile phones, and make things difficult for people who don't have one, or refuse to share the number. Email or landline are the only two 2FA options that work for me. I've had emails from them saying never to give personal details when rung up. But I had an automated call 2024-09-20 saying it was from the Coop to confirm recent transactions, then it asked me to select my year of birth and type in my month and date of birth. Obviously that is asking for personal details. So why does the Coop lie when it says it would never ask for them? There are no branches near me any more, which makes things a lot harder. The Co-op regularly cancels minor transactions for silly "fraud" reasons (it is never a fraud), causing extra hassle. The procedure for then dealing with it makes it worse - an automated call asking for security details, even though you always say not to give them out overt he phone. Their anti-fraud system actually opens up loopholes for fraud and data-gathering. Why does the bank waste money and resources sending out millions of "foreign payment" print letters even when customers are registered to receive electronic statements only? Even more of a waste as the transactions are already on statements, so it is just telling people twice about the same (completely standard) transaction. It makes a mockery of environmental claims. Basic things screwed up. For example, the order of transactions in a downloaded statement (chronological order) is the opposite to the order on a downloaded spreadsheet (reverse chronological order). Don’t make titles mandatory on debit cards or anywhere else. They are old-fashioned and many people don’t use them any more. I’m sick of going to accounts, and it always has an icon of a blue present and "Upgrade to an Everyday Extra account" as if it is a freebie. So you click. No, just the opposite - a bank account where I would have to pay THEM, and things I'd never use. So framing it as a gift, when really it would cost me. Awful and dishonest marketing. The link was there for months, pushing it even if you won't use it. Can't get rid of it. Read more Read less

    {"display":"KD","full_name":"KD","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    KD 29th April 2026
  • 5.00/5

    Co-Operative Bank current account review

    Account is easy to manage online and in on the mobile app, and the customer is outstandingly good. Web and app user interface well designed,... Account is easy to manage online and in on the mobile app, and the customer is outstandingly good. Web and app user interface well designed, and online support is friendly and helpful. Read more Read less

    {"display":"Mr M","full_name":"Mr M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Mr M 25th April 2026
  • 1.00/5

    Very unimpressed with my new business account

    I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove... I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove my business credentials despite having been trading for 35 years. The mobile banking app is slow and not user friendly. You cannot save any login details so each time you have to enter them afresh.The HID app security token generator is slow and doesn't always work. Despite the website saying you can get physical token generators, no more are in stock, so you're stuck with the HID app. Customer service on phone is slow with long waits. Despite having a high street branch in Southampton, having dropped in with a query, they have informed me that they only support personal account customers and not business accounts which have to use the telephone enquiry line. Interest rates on linked savings account is really poor. Rather disappointingly, I have now discovered that it's one of the worst accounts to link with Xero software, that's going to make MTD reporting even more hassle. Finally, although a really small point, it's annoying that account number and sort code are not printed on the debit card to have the information easily to hand. Very unimpressed. Read more Read less

    {"display":"TW","full_name":"TW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Account
    TW 20th April 2026
  • 4.00/5

    Switched current account to obtain a monetary reward.

    Switched current account to obtain a monetary reward. So far, so good.

    {"display":"Jock","full_name":"Jock","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Jock 16th April 2026
  • 5.00/5

    ease to switch and excellent incentive given for doi...

    ease to switch and excellent incentive given for doing so.

    {"display":"Ryan","full_name":"Ryan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current account
    Ryan 16th April 2026
  • 5.00/5

    Amazing Trusted , Good Value, Definitely Recommend

    Amazing Trusted , Good Value, Definitely Recommend

    {"display":"Alien GG","full_name":"Alien GG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    Alien GG 16th April 2026
  • 4.00/5

    Easy saving

    All offers on accounts are good with variety to suit personal needs. The accounts can be checked daily on App on phone making it very easy to manage

    {"display":"Maureen S","full_name":"Maureen S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Smart Saver
    Maureen S 16th April 2026
  • 1.00/5

    When you need a loan for emergency and you contribut...

    When you need a loan for emergency and you contribute into your account,I have been denied multiple times and it's always the same credit check... When you need a loan for emergency and you contribute into your account,I have been denied multiple times and it's always the same credit check answer. Being the Co-op for the people,it is very selective and truly not helpful. Read more Read less

    {"display":"Antonio C","full_name":"Antonio C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal Loan
    Antonio C 11th April 2026

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