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The Co-operative Bank: Current account reviews

Name: Current account
Rating: 4.08 (423 reviews)

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4.08

Based on 423 reviews, last reviewed 28th Mar 2026

1700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

18%

11%

Latest highest rating:

5

Highly recommend Great communication, easy to switch Reviewed on: 25th March 2026

Latest lowest rating:

1

Slow and opaque application process Very opaque and slow application process with no updates Reviewed on: 28th March 2026

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About this product

The Co-operative (Co-op) current account is a basic account for everyday banking.

You can apply for an overdraft as part of your Co-operative current account application, or once your account is opened. With this account, manage your money online and on mobile and use Apple Pay, Google Pay or Samsung Wallet.

Co-operative account reviews help you find out what it’s really like to be a customer. If you’ve used Co-op before, you can also leave a review and share your experience.

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The Co-operative Bank Current account reviews (423)

Slow and opaque application process

Very opaque and slow application process with no updates Reviewed on: 28th March 2026

Highly recommend

Great communication, easy to switch Reviewed on: 25th March 2026

Been a Custer for about 25 years. Looking to change

Been a Custer for about 25 years. Had an overdraft for most of the time. Suddenly they pulled it. Said that I was using it and needed to reduce it Find at first then when when I did need help for a couple of months they were most unhelpful. So if you read if you need help we can help you don’t bother calling as thy will not assist they will try and refer you to Citizens Advice. No loyalty whatsoever Reviewed on: 24th March 2026

Had a problem with using my App so I called into a l...

Had a problem with using my App so I called into a local branch at Lewisham. A very helpful teller worked through setting up a standing order with me. She worked through the exact procedure and explained why this couldn’t be done on the banking app. Reviewed on: 24th March 2026

Great interest on the regular saver account.

No interest on current account, but good interest on their regular saver. Plus they still have quite a few open branches which is near miraculous these days. Reviewed on: 24th March 2026

Your never to old to bank on your phone.

I have only had a co-op Current account for nine months now but as I'm in my mid 70's I would never imagined me conducting all banking on my phone. Reviewed on: 24th March 2026

They are a simple bank, not complicated and always e...

They are a simple bank, not complicated and always extremely easy to communicate with. Reviewed on: 24th March 2026

Best sustainable and ethical high street bank

If you are looking for a sustainable and ethical choice, this is easily the best option among the high street banks for a standard current account (for online, check out Triodos as well). Unlike most mainstream banks, the Co-op does not offer services or finance to the fossil fuel industry nor other unethical industries. I feel content that my money is not being invested in activities that undermine our common future. Reviewed on: 20th March 2026

Swapped to co-operative bank because of their ethica...

Swapped to co-operative bank because of their ethical and environmental status. They have been easy to use and friendly to deal with. Reviewed on: 20th March 2026

This bank is amazing!

This bank is amazing! They are so secure, they will not let you into your app if it is not secure. The people in the actual bank are lovely friendly and kind. I don’t know what other bank I would want to be with! Reviewed on: 7th March 2026

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