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The Co-operative Bank: Student Current Account reviews

Name: Student Current Account
Rating: 4.13 (8 reviews)

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4.13

Based on 8 reviews, last reviewed 7th Feb 2019

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

37%

38%

25%

2 star

1 star

Latest highest rating:

4

Good service They have been helpful and good and even waived a fee for a mistake which caused me to go over the overdraft. The overdraft is very good Reviewed on: 18th December 2016

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The Co-operative Bank is an ethical banking provider, and account holders get a say in the customer-led Ethical Policy. The Co-operative Bank mobile banking app has a range of features to support money management.

Looking for a student bank account from an ethical provider? Before you make a decision, read our Co-operative Bank Student Account reviews to learn more about the provider and account.

Find out why existing account holders chose the Co-operative Bank as their student banking provider. Learn more about the overdraft options available to see if they can suit your circumstances. Read about experiences with the customer service team to learn how swiftly concerns and queries are resolved. Find out more about the bank’s Ethical Policy. All of this and more can be found in our Co-operative Bank Student Account reviews.

If you’ve ever had a Student Account with the Co-operative Bank, share your experience with other students on Smart Money People. Tell us how long you’ve had your account, and is it your first time banking with the Co-operative Bank? Why did you choose this provider? Have you been satisfied with the account so far? If you’ve got an overdraft on your account, share some details on the application process. If you use the mobile banking app, which features are the most useful? Whether good or bad, write an honest Co-operative Bank Student Account review today. Together, we can help people like you make better financial decisions.

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The Co-operative Bank Student Current Account reviews (8)

Good Bank, Difficult Banking

I have always had excellent service when going to the bank with any queries or requests. However with so many branches closing especially in my local area i had to travel miles just to pay in a cheque. The new online banking app was an upgrade on the original version but still feels quite clunky to use. Reviewed on: 7th February 2019

Good service

They have been helpful and good and even waived a fee for a mistake which caused me to go over the overdraft. The overdraft is very good Reviewed on: 18th December 2016

Excellent

Good online banking and overdraft Reviewed on: 14th November 2016

Easy Switch!

Switched from HSBC for bigger overdraft. Co op made it so easy, never even had to contact HSBC. Everything was sorted quickly and smoothly Reviewed on: 24th January 2016

Student account review

recently got a new student account at the co-op. very easy to open one, and the overdraft was fantastic (1400 in the first year). was a very quick and simple process. 5 stars Reviewed on: 21st January 2016

Good everyday account

It's a fairly low thrills account but service levels are normally very good. Reviewed on: 14th October 2015

Good Bank

Think the service offered is quite good and yes the overdraft on offer is really attractive for students as it helps manage my money across the year. The bank is also quite friendly and when I have used branches in Manchester if feels good to walk in. Reviewed on: 22nd July 2015

Frustrating

On the front, The Co-Operative student account was fantastic. £1400 interest free overdraft, Internet banking, 24/7 phone support = happy client. Right? Wrong. I had the account from June 14-Jan 15 and used there phone lines approximately 30 times. I knew the switchboard codes off by heart. From placing temporary blocks in my account twice for bizarre reasons to not sending bank statements or allowing me to access internet banking. Overall, a frustrating and difficult service. The ethical principle still stands in favour however and I would consider other products in the future, but not as my main current account. Reviewed on: 11th January 2015

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