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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 947 reviews, last reviewed 12th Oct 2026
78% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Epic for my kids. Epic for my kids. I have been anle to make my 10 and 13 year old more financially responsible and conscious around what money means with the u16 accou... Read more Reviewed on: 12th October 2026
Victor Blackmouth's avatar
Victor Blackmouth

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (947)

Epic for my kids.

5
Epic for my kids. I have been anle to make my 10 and 13 year old more financially responsible and conscious around what money means with the u16 account Reviewed on: 12th October 2026
Victor Blackmouth's avatar
Victor Blackmouth

Fantastic & free!

5
Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Monzo for their post-16 bank account and they love it. Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Happy mum & happy kid

5
I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on the card and Monzo is giving me full access and a lot really good advices for kids how to manage their own money or create saving pots. Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

A game changer for kids accounts

5
The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside my own accounts. This account is excellent and since opening it I’ve not considered looking for an alternative Reviewed on: 20th April 2026
Lisa R's avatar
Lisa R

Excellent account easy to set up easy fir parents to...

5
Excellent account easy to set up easy fir parents to manage my daughter loves her Monzo account Reviewed on: 20th April 2026
Suzy G's avatar
Suzy G

Easy to manage with instant transfers to the under 16

5
Easy to manage with instant transfers to the under 16 Reviewed on: 19th April 2026
Carole B's avatar
Carole B

Kids love it

5
Not had any problems with this bank kids love there card too Reviewed on: 19th April 2026
Sonia W's avatar
Sonia W

Great little app for kids.

5
Great little app for kids. Works really well Reviewed on: 16th April 2026
Trevor R's avatar
Trevor R

Best under 16’s account with debit card

5
Easiest to use and no extra or hidden charges Reviewed on: 16th April 2026
Nylah C's avatar
Nylah C

Excellent service all round.

5
Excellent service all round. Easy to use and lots and lots of features. Reviewed on: 16th April 2026
Stu's avatar
Stu

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