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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (945 reviews)

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4.89

Based on 945 reviews, last reviewed 11th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (945)

Happy mum & happy kid

I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on the card and Monzo is giving me full access and a lot really good advices for kids how to manage their own money or create saving pots. Reviewed on: 11th June 2026

A game changer for kids accounts

The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside my own accounts. This account is excellent and since opening it I’ve not considered looking for an alternative Reviewed on: 20th April 2026

Excellent account easy to set up easy fir parents to...

Excellent account easy to set up easy fir parents to manage my daughter loves her Monzo account Reviewed on: 20th April 2026

Easy to manage with instant transfers to the under 16

Easy to manage with instant transfers to the under 16 Reviewed on: 19th April 2026

Kids love it

Not had any problems with this bank kids love there card too Reviewed on: 19th April 2026

Great little app for kids.

Great little app for kids. Works really well Reviewed on: 16th April 2026

Best under 16’s account with debit card

Easiest to use and no extra or hidden charges Reviewed on: 16th April 2026

Excellent service all round.

Excellent service all round. Easy to use and lots and lots of features. Reviewed on: 16th April 2026

Lost card

Very good when my son misplaced his card and Monzo replaced it at no cost. Reviewed on: 16th April 2026

I love Monzo and have signed all 4 of my children up...

I love Monzo and have signed all 4 of my children up with their own U16s account. They give great customer service and help to teach and facilitate great money management skills Reviewed on: 15th April 2026

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