Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

A game changer for kids accounts

The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside my own accounts. This account is excellent and since opening it I’ve not considered looking for an alternative Reviewed on: 20th April 2026

Excellent account easy to set up easy fir parents to...

Excellent account easy to set up easy fir parents to manage my daughter loves her Monzo account Reviewed on: 20th April 2026

Easy to manage with instant transfers to the under 16

Easy to manage with instant transfers to the under 16 Reviewed on: 19th April 2026

Kids love it

Not had any problems with this bank kids love there card too Reviewed on: 19th April 2026

Great little app for kids.

Great little app for kids. Works really well Reviewed on: 16th April 2026

Best under 16’s account with debit card

Easiest to use and no extra or hidden charges Reviewed on: 16th April 2026

Excellent service all round.

Excellent service all round. Easy to use and lots and lots of features. Reviewed on: 16th April 2026

Lost card

Very good when my son misplaced his card and Monzo replaced it at no cost. Reviewed on: 16th April 2026

I love Monzo and have signed all 4 of my children up...

I love Monzo and have signed all 4 of my children up with their own U16s account. They give great customer service and help to teach and facilitate great money management skills Reviewed on: 15th April 2026

Monzo U16

Monzo make everything so easy. The Under 16 account is excellent Reviewed on: 14th April 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.07 from 428 reviews
Choice Current Account
from Danske Bank UK 3.64 from 22 reviews
Reward Silver Account
from NatWest 4.62 from 167 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub