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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (538 reviews)

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4.96

Based on 537 reviews, last reviewed 24th Feb 2026

12600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Real time track my children's account I can track my children's account in real time. It's amazing. Reviewed on: 24th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (538)

A great Children’s account

A great Children’s account to help them learn money management. Easy to use for the kids and with good oversight for parents. Reviewed on: 24th February 2026

Real time track my children's account

I can track my children's account in real time. It's amazing. Reviewed on: 24th February 2026

Best value for children and teens with great transpa...

Best value for children and teens with great transparency and saving tools. Reviewed on: 23rd February 2026

I received the email to go on the waiting list for t...

I received the email to go on the waiting list for the under 16s account for my child and didnt have to wait long before being able to set it up. Its been the easiest thing to manage. I can see it on my panel.of accounts and I can organise my daughters account from mine. Pocket money is split into pots automatically once set up. My daughter can view and learn to manage her own account too with her own access. Cards a brightly coloured so can be easily spotted. Reviewed on: 23rd February 2026

Great simple banking for under 16 - can also give th...

Great simple banking for under 16 - can also give them some independence shopping online and instead with the addition of an account card- which most banks don’t offer for under 11’s Reviewed on: 23rd February 2026

Ideal first account for our son

Set our son up with this account super easy to use and manage and great interest rates. Family can easily send birthday month as and when Reviewed on: 23rd February 2026

The best highly recommended excellent from start to...

The best highly recommended excellent from start to finish Reviewed on: 23rd February 2026

Really helps me manage my money effectively.

Really helps me manage my money effectively. Great access to be able to control my daughter’s spending Reviewed on: 23rd February 2026

Monzo money for teenagers constantly on the move.

Monzo kids accounts have been a great way to manage money for teenagers constantly on the move. Reviewed on: 23rd February 2026

A Star Service.

A Star Service. Will definitely recommend to anyone Reviewed on: 23rd February 2026

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