Smart Money People Logo

Voting in the Consumer credit awards 2025 is open - Vote here

Own this company?
Share this page
Link copied

Bank of Ireland reviews

Bank of Ireland Logo
Rated Good • 3.58/5

Bank of Ireland reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business

Review summary

People rate this company as Good based on 34 product reviews

Average score of 3.58/5
5 star
55%
4 star
18%
3 star
6%
2 star
3%
1 star
18%
Reviews for Bank of Ireland have trended negatively over the past 90 days

Latest positive rating

5/5

I think al is the best the team is all good i bi sur...

I think al is the best the team is all good i bi sure all is gread

{"display":"Zlatko G ","full_name":"Zlatko G ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

Latest negative rating

1/5

Shockingly bad processes and communication

Been with this bank nearly 20 years and had nothing but trouble. Some of the worst bank structure and processes I've ever had to deal... Been with this bank nearly 20 years and had nothing but trouble. Some of the worst bank structure and processes I've ever had to deal with. Credit applications get archived randomly when they have high volumes with no contact made by the bank so you just have to spam call every couple of days (that's literally what the support agents recommend). It's a bit of hassle but moving to modern Banking services like Revolut is a must at this point as Bank of Ireland shows zero intention of improving Read more Read less

{"display":"Joe F","full_name":"Joe F","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1007335.png"}}'s avatar
See more reviews for Bank of Ireland products

About Bank of Ireland

Bank of Ireland reviews from our Smart Money People can help you to find out more about life as a Bank of Ireland customer. Read and write Bank of Ireland reviews to help increase trust and transparency in Financial Services.

Bank of Ireland at a glance

Reviews for Bank of Ireland

Showing 11 of 34 company reviews

I think al is the best the team is all good i bi sur...

Personal Loan • 3rd April 2025

I think al is the best the team is all good i bi sure all is gread

{"display":"Zlatko G ","full_name":"Zlatko G ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Shockingly bad processes and communication

Classic Credit Card • 5th June 2024

Been with this bank nearly 20 years and had nothing but trouble. Some of the worst bank structure and processes I've ever had to deal... Been with this bank nearly 20 years and had nothing but trouble. Some of the worst bank structure and processes I've ever had to deal with. Credit applications get archived randomly when they have high volumes with no contact made by the bank so you just have to spam call every couple of days (that's literally what the support agents recommend). It's a bit of hassle but moving to modern Banking services like Revolut is a must at this point as Bank of Ireland shows zero intention of improving Read more Read less

{"display":"Joe F","full_name":"Joe F","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1007335.png"}}'s avatar
Rated Terrible • 1/5
Read more product reviews
  • 5/5

    Banking with understanding and patience with customers

    Well they are ready to assist people and tell us more of their never development and the system of change in the bank also have... Well they are ready to assist people and tell us more of their never development and the system of change in the bank also have some promos to help their customers Read more Read less

    {"display":"Victoria ","full_name":"Victoria ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 1/5

    Terrible reliability

    Staff OK on phone but couldn't sort problem and app is terrible. Can't log into app in 3/4 weeks. Haven't been able to authorise ecommerce... Staff OK on phone but couldn't sort problem and app is terrible. Can't log into app in 3/4 weeks. Haven't been able to authorise ecommerce payments etc. Just poor. Pick another credit card with better online stability. Read more Read less

    {"display":"Mark Scullion","full_name":"Mark Scullion","avatar":{"url":"\/assets\/uploads\/avatars\/users\/794694.png"}}'s avatar
  • 1/5

    BOI - highly incompetent

    Bank of Ireland, after being semi-state for so long must have never indoctrinated efficient and productive business practises into their corporation. After being through their... Bank of Ireland, after being semi-state for so long must have never indoctrinated efficient and productive business practises into their corporation. After being through their mortgage process twice, they have been the single party to hold the mortgage up. On my current mortgage, they have taken 6 weeks to give myself and my wife an underwriting decision, while the timeline estimate they shared was 7-10 days. Many of the employees I have been in contact with were inept and unhelpful. During this time of the underwriters' "hard work" to deliberate the decision, the interest rates increased. This company seems miles behind the market. I would have little to no faith in the overall management of Bank of Ireland - its a shame Ireland does not have more competition to choose from. Read more Read less

    {"display":"Paddy O Donnell","full_name":"Paddy O Donnell","avatar":{"url":"\/assets\/uploads\/avatars\/users\/786077.png"}}'s avatar
  • 1/5

    Just stay away

    Please do not even come close to this bank. Total lack of any care or basic knowledge Impossible to get any advice at all

    {"display":"Agata De Simone","full_name":"Agata De Simone","avatar":{"url":"\/assets\/uploads\/avatars\/users\/783004.png"}}'s avatar
  • 5/5

    Great rates and service

    Simple products from a trusted brand with great service

    {"display":"Sean","full_name":"Sean","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Customer Saver
    Sean 16th March 2023
  • 5/5

    Trusted company

    Very good customer service and excellent product quality.

    {"display":"Camelia Sandru","full_name":"Camelia Sandru","avatar":{"url":"\/assets\/uploads\/avatars\/users\/672965.png"}}'s avatar
  • 5/5

    Positive company- needs some modernisation

    Safe and secure and service is friendly. The employees in my local branch are helpful and informative. The app could have more tools or easier... Safe and secure and service is friendly. The employees in my local branch are helpful and informative. The app could have more tools or easier bank transfers functions but overall good. Read more Read less

    {"display":"Kyle Mitchell","full_name":"Kyle Mitchell","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 3/5

    Could be better

    Using for last 5 years Application could be improved No over draft offered No credit cards offered Everything is slow

    {"display":"Ajfal Rasheed","full_name":"Ajfal Rasheed","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Brilliant company

    Easy set up, advisors very helpful and great fixed rate date. Easy application process

    {"display":"keefh1839","full_name":"keefh1839","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from Bank of Ireland
    Showing products offered by Bank of Ireland

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice