The Co-operative Bank: Mortgage reviews

Name: Mortgage
Rating: 3.5 (6 reviews)

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3.50

Based on 6 reviews, last reviewed 21st Jan 2022

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

50%

17%

3 star

2 star

33%

Latest highest rating:

5

First time buyers Offered first time buyers a mortgage during the pandemic with cash back incentive. Pleased with what we received. Reviewed on: 21st January 2022

Latest lowest rating:

1

Ethical? I don't think so ... I wanted to believe that this was an organisation I could trust - silly me! In 2008 I joined the Coop under the Ownhome mortgage deal and was give... Read more Reviewed on: 8th September 2018

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About the Mortgage

The Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People was established in 2014 to help provide an independent source of The Co-operative Bank mortgage reviews. You write your mortgage reviews - whether the Co-op's tracker or fixed-rate mortgages - to help other people find the best mortgage providers. Together, we can make financial services work better for everyone.

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The Co-operative Bank Mortgage reviews (6)

First time buyers

Offered first time buyers a mortgage during the pandemic with cash back incentive. Pleased with what we received. Reviewed on: 21st January 2022

Mortgage

Excellent service. Friendly.efficient Reviewed on: 17th January 2020

Ethical? I don't think so ...

I wanted to believe that this was an organisation I could trust - silly me! In 2008 I joined the Coop under the Ownhome mortgage deal and was given every assurance that this would always give me access to the full range of their mortgage deals. In 2018, when I have come to the end of my 2nd fixed term deal, Coop have changed their minds and are no longer offering any Ownhome clients any mortgage deals. That puts me on their standard variable rate with no option other than to move the mortgage to another vendor (if one is available!) or revert to their 4.99% Standard Variable Rate. I don't really have enough words to explain how deeply disgusted I am in the way Coop have acted. Even worse any complaint I make will not change what is happening or bring any sanctions to the bank. Reviewed on: 8th September 2018

Not as portable as they make out

They throw every obstacle in the way that they can. They really don't want you to switch product or move house. They want you to stay put, preferably on the standard variable rate for the next 23 years of your miserable existence Reviewed on: 15th November 2017

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