Smart Money People Logo

Bank of Scotland: Business Banking reviews

2.73
Based on 16 reviews, last reviewed 12th Oct 2023
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
6%
See only 3 star reviews
6%
See only 2 star reviews
19%
See only 1 star reviews
38%

Latest highest rating:

5

quality Have had a business account for the last 5 years, always helpful, easy service. Reviewed on: 31st August 2023
Sheila Caldow's avatar
Sheila Caldow

Latest lowest rating:

1

Opening an Account - Don't waste your life away Do not try and open a Business Account with this bank unless you want to waste weeks of your life. It appears even more difficult if you are alread... Read more Reviewed on: 12th October 2023
David Dible's avatar
David Dible

About this product

Bank of Scotland business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Bank of Scotland is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of Bank of Scotland business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

Review Bank of Scotland: Business Banking now

Help others make smarter decisions by sharing your own experience. Write a review

Bank of Scotland Business Banking reviews (16)

Opening an Account - Don't waste your life away

1
Do not try and open a Business Account with this bank unless you want to waste weeks of your life. It appears even more difficult if you are already a personal customer of the bank. I have nothing to say about the last 6 weeks I have spent opening a business account which I am still unable to access. Truly amazing that this bank has a single customer. Reviewed on: 12th October 2023

quality

5
Have had a business account for the last 5 years, always helpful, easy service. Reviewed on: 31st August 2023

Feeling safe having the money in their account

5
Very good customer service and friendly bank Reviewed on: 5th April 2023

Consistently Atrocious service. Shouldnt be allowed to operate as a bank

1
I have been a customer of this outfit for several years. If switching wasn’t so disruptive I’d have moved a long time ago Over the last two years they have locked me out of my account three times - all cases due to automated systems cancelling debit cards or access cards with no warning or explanation Getting through their automated phone system takes an average of 30 minutes and then the system frequently connects to the wrong department When finally connected to the ‘right’ person, invariably that person is unhelpful or actively misleading Frankly I don’t have a good word to say for this bank - they are not a business level service In submitting a complaint one receives a formulaic ‘we are very sorry’ letter. It’s derisory and probably set up to comply with some feeble regulatory requirement I don’t have a single good thing to say about them and strongly advise potential customers to look elsewhere describing this service as a ‘business bank’ is wholly inaccurate Reviewed on: 9th February 2023

Wrong information online banking joke

1
I wouldn't recommend bank of scotland at all there information is wrong I have been trying to setup online banking for my business account and they have no clue what there doing they sent me to local branch no help and still no internet banking I know this looks like a rant but I would seriously think twice before using this bank for business or personal there's better banks with better reviews and I'm seriously thinking of moving my accounts they have caused me nothing but hassle and time off I didn't need to take very poor service and customer service bank of Scotland Reviewed on: 20th July 2022

customer service

1
Customer service is appalling. I would not recommend this bank to any business. Reviewed on: 12th July 2022

Corporate Online is hard going

2
Not the best software. Hard to use. Far toooo complicated, e.g. running off a statement. Importing BACS was sometimes torture and I had to devise a workaround to get individual 1:1 stmt entries on the bank stmt if we uploaded 2+ BACS csv files. The software only want to show one single debit on the bank stmt even if we were paying 20 suppliers that day! Reviewed on: 4th July 2022

Using this bank for a long time

5
Using this bank for a long time and I am pretty satisfied! Reviewed on: 27th June 2022

honestly it has been great

5
from the start we were taken care of got help when we needed it, so friendly and helpful Reviewed on: 6th November 2018

Good Service from a Bank you can trust

5
A face to face service offering you products and services tailored for your needs with no hard sell. Reviewed on: 9th February 2018

Do you have a different Bank of Scotland product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Bank of Scotland has a range of products available. Check the ratings of each product to find the right one for you. View all products