Santander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And...
Read Full DescriptionSantander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And remember, if you are a Santander customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Santander 123 Current Account reviews. Together, we can make financial services work better for everyone.
This is my first account with Santander, they were so helpful when setting the account up. I had lots of questions afterwards, I phoned them and they talked me through everything - even repeating much of the same thing!
I've needed the overdraft more than once and been very thankful to have one. Would recommend to any student.
Has been everything I needed it to be whenever I wasn't able to help myself
I have a student account with Santander and I love it. I have a £1500 free over draft limit which suits me so well and get a free railcard for 4 years which is so handy as I live near London for uni. Recommend for any new student needing a student ...
Read moreI have a student account with Santander and I love it. I have a £1500 free over draft limit which suits me so well and get a free railcard for 4 years which is so handy as I live near London for uni. Recommend for any new student needing a student account.
An account that charges £1 per month and pays back a little more depending on the number of direct debits you set up. The account was easy to set up at my local branch although the appointment for this took a week. Online banking is straightforward.
The cashback on household bills is great and soon amounts up over time
I have a 123 Student account, and it's been perfect for my time at uni. I received a free Railcard which has been so useful, and a generous overdraft. The Santander app is great for keeping on top of your spending.
Needed a new card as details were stolen. But this flagged as fraudulent activity and no money was stolen. Great client protection and a new card was sent straight away
Santander offers a brilliant student account that so many of my friends and I have. With their big 0% overdraft and no minimum income it is a great choice for students AND offers a brilliant deal with a 16-25 Railcard
Friendly bank, I get a free 16-25 rail card which saves me so much money, and get good interest rates
Reasonable overdraft, good customer service, probably some other benefits
Found our local branch always very helpful and supportive
Just great to get some return for investing your hard earned cash. Even after they reduced the interest they are still the best for us.
easy to deal with, no problems, good interest rates
Experiencing problems with online banking. Its the second day now that I cannot access this service. Would like to know if this is a server issue or whether its personal accounts being affected. Regards
Like so many banks these days there is in my opinion a complete lack of actual branches.
Whilst the interest rate for this current account has reduced, it is still providing leading market rates compared to most other providers, particularly if you are able to have the £20k maximum limit in the account - as this helps you get the most out ...
Read moreWhilst the interest rate for this current account has reduced, it is still providing leading market rates compared to most other providers, particularly if you are able to have the £20k maximum limit in the account - as this helps you get the most out it. Customer service in the branch is good, and internet banking is easy to use to manage the account.
Does the job. Good customer service when needed. We have been clever-ish in making sure we maximise the cashback income using all possible indirect debits including our mortgage. Result!
Was late to Santander, but now would recommend to all family and friends.
I earn cashback on my direct debits, interest on my balance, and low charges on my overdraft. Santander are great!
