22nd January 2019
No hassle and good rewards
Great online and mobile service and never had any problems
Our Smart Money People 360° Rating
Your 123 Current Account Reviews (679)
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21st January 2019
great choices
This bank employs great staff who actually know what they are talking about, unlike other banks. The 123 account is wonderful with perks for the customer. All in all I would recommend this bank to anyone who is looking to change banks.
18th January 2019
Incompetent morons
Incompetent morons. I have had the same phone number for 22 years. It has been registered for Internet banking for about the same amount of time. I can see it on my Internet banking page right now in the Personal Details...
Read more Incompetent morons. I have had the same phone number for 22 years. It has been registered for Internet banking for about the same amount of time. I can see it on my Internet banking page right now in the Personal Details section.
Santander, however, maintain that they have a different number for me for the purposes of making on-line payments (OTP code). As I do not know what that number is, they refuse to help me. They entered some random number on their system and want me to guess it!
14th January 2019
Great account glad I made the Switch
Fab current account glad I switched, great bank with excellent customer service and turnaround time is amazing to.
13th January 2019
123 Account
I opened the account approx 5 years ago, purely for the interest rate at the time. That has been drastically cut, but it still pays out a healthy amount of cashback per month so for that reason alone it stands out amongst other current accounts, and...
Read moreI opened the account approx 5 years ago, purely for the interest rate at the time. That has been drastically cut, but it still pays out a healthy amount of cashback per month so for that reason alone it stands out amongst other current accounts, and I have to do nothing.
13th January 2019
Quite Good but Interest Rates Have Dropped
I have a 123 account which pays a reasonable amount of interests on the full balance; though I remember the days when you received no interests on the balance in your current...
Read more I have a 123 account which pays a reasonable amount of interests on the full balance; though I remember the days when you received no interests on the balance in your current account.
Online banking is easy to use via the Santander app but service in the branches can be a bit dismal; even on quiet days they only have one cashier available. I tend to avoid using the branches if at all possible for this reason.
13th January 2019
Interest
Pays the best interest on a current account up to £20000 invested
13th January 2019
Money for notbinf
Since being with Santander 123 current account I have earned over £500 for using my account as I normally would
13th January 2019
Good account
Nice to get a little back as you can set it up to get cash back on your council rates, gas , water and electricity which amount to more than the charges for the account
13th January 2019
CURRENT ACCOUNT THAT PAYS
PAYS YOU TO BANK WITH THEM - WIN WIN!
13th January 2019
Don't get a lot of interest but I think you can still get a railcard if you are a student.
I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a normal current account but I still have quite a long time to pay off my...
Read moreI haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a normal current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free.
13th January 2019
Great service
Found staff to be really helpful with my recent financial problems.
13th January 2019
Excellent
Great bank account earn interest on utility bills and also if you keep £20k in you earn good interest on that too
12th January 2019
Great Account
No problems, good interest rate and cashback. A very competitive current account and would recommend.
12th January 2019
The friendly, supportive bank
By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too.
12th January 2019
Easy account to use
Good customer service, easy account to use, with monthly cash back and interest
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