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Santander 123 Current Account Reviews

Ratings based on 473 reviews Last review 12 hours ago

Santander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And...

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Santander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And remember, if you are a Santander customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Santander 123 Current Account reviews. Together, we can make financial services work better for everyone.

5 254
4 137
3 45
2 21
1 15

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Your 123 Current Account Reviews (473)

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14th January 2018

It WAS great, now I have to reveiw it

When I first opened a 123 Current Account it was like no other account out there, really innovative, and I was excited to have this account, now with the cut in the rate I'm not sure it is any better than any other current account which is pretty...

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When I first opened a 123 Current Account it was like no other account out there, really innovative, and I was excited to have this account, now with the cut in the rate I'm not sure it is any better than any other current account which is pretty disappointing - I'm going to have to do some number crunching to see if its still worthwhile me sticking with this account

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10th January 2018

Benefits for almost nothing

With what my expenditure is each month it has meant I am earning on my account without having to do anything, anything I have had queries on anything I have always had a decent answer, and most importantly, I feel my money is well protected. Anytime I...

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With what my expenditure is each month it has meant I am earning on my account without having to do anything, anything I have had queries on anything I have always had a decent answer, and most importantly, I feel my money is well protected. Anytime I spend somewhere I haven't gone to before I get texts alerting me and asking me to confirm it, and have had the log in process to my account made even more secure. I feel happy with the way Santander is working for me at the present moment in time.

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2nd January 2018

Used to be great but benefits of a 123 current account has gone down hill

I originally switched to Santander 123 current account from HSBC as I had a bit of cash saved up that I needed access to but wasn't going to be spending in one go. When I opened the account, Santander offered 3% interest on savings over £5K and under ...

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I originally switched to Santander 123 current account from HSBC as I had a bit of cash saved up that I needed access to but wasn't going to be spending in one go. When I opened the account, Santander offered 3% interest on savings over £5K and under £20K - slightly higher than the rate of inflation at 2.6%. They quickly dropped the rate though and started offering 1.5% only. Better than nothing, but you do pay to have this account and unless you have a large energy consumption, you are unlikely to make back in cashback what the account costs to have.

A clever marketing trick, would not recommend to anyone.

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31st December 2017

Always reliable and never encountered any problems

Staff are always friendly in my local branch and I have never encountered any problems. Details are accurate and online banking seems to be OK, though I prefer a visit to the branch. This is no reflection on the system. I just have reservations about...

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Staff are always friendly in my local branch and I have never encountered any problems. Details are accurate and online banking seems to be OK, though I prefer a visit to the branch. This is no reflection on the system. I just have reservations about the whole idea of online banking in general.

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