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Santander 123 Current Account Reviews

Ratings based on 679 reviews Last review 1 day ago

Santander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And...

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Santander 123 Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest Santander 123 Current Account reviews to find out what life as a Santander customer is really like. And remember, if you are a Santander customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Santander 123 Current Account reviews. Together, we can make financial services work better for everyone.

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OK Current Account Rating
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Your 123 Current Account Reviews (679)

21st January 2019

great choices

This bank employs great staff who actually know what they are talking about, unlike other banks. The 123 account is wonderful with perks for the customer. All in all I would recommend this bank to anyone who is looking to change banks.

18th January 2019

Incompetent morons

Incompetent morons. I have had the same phone number for 22 years. It has been registered for Internet banking for about the same amount of time. I can see it on my Internet banking page right now in the Personal Details...

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Incompetent morons. I have had the same phone number for 22 years. It has been registered for Internet banking for about the same amount of time. I can see it on my Internet banking page right now in the Personal Details section.

Santander, however, maintain that they have a different number for me for the purposes of making on-line payments (OTP code). As I do not know what that number is, they refuse to help me. They entered some random number on their system and want me to guess it!

13th January 2019

123 Account

I opened the account approx 5 years ago, purely for the interest rate at the time. That has been drastically cut, but it still pays out a healthy amount of cashback per month so for that reason alone it stands out amongst other current accounts, and...

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I opened the account approx 5 years ago, purely for the interest rate at the time. That has been drastically cut, but it still pays out a healthy amount of cashback per month so for that reason alone it stands out amongst other current accounts, and I have to do nothing.

13th January 2019

Quite Good but Interest Rates Have Dropped

I have a 123 account which pays a reasonable amount of interests on the full balance; though I remember the days when you received no interests on the balance in your current...

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I have a 123 account which pays a reasonable amount of interests on the full balance; though I remember the days when you received no interests on the balance in your current account.

Online banking is easy to use via the Santander app but service in the branches can be a bit dismal; even on quiet days they only have one cashier available. I tend to avoid using the branches if at all possible for this reason.

13th January 2019

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a normal current account but I still have quite a long time to pay off my...

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I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a normal current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free.

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