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Halifax: Fixed Rate Mortgage reviews

3.79
Based on 157 reviews, last reviewed 10th Oct 2024
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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18%
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6%
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2%
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18%

Latest highest rating:

5

I’d recommend Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and tak... Read more Reviewed on: 10th October 2024
Jess S's avatar
Jess S

Latest lowest rating:

1

Useless untrained, unprofessional 2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced un... Read more Reviewed on: 5th September 2024
MW's avatar
MW

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (157)

I’d recommend

5
Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and take stuff in at my own pace. Reviewed on: 10th October 2024

First time buyer struggles to find a mortgage Halifa...

5
First time buyer struggles to find a mortgage Halifax sorted us out with everything highly recommended Reviewed on: 15th September 2024

Useless untrained, unprofessional

1
2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced underwriters. Requesting document after document even though they had already received these documents previously. Escalated to their senior management who ignored the escalation and didnt even have the respect to respond. We are a premier account holder with Halifax but this doesnt have any impact on their respect level for you. Respect is zero from Halifax. We are changing banks due to the issues we have and will not bank with any of their group companies. Useless Reviewed on: 5th September 2024

Constantly tried to upsell insurances.

1
Constantly tried to upsell insurances. Spend 1 and hour hours on phone then give a form to fill in repeating the whole process. Densbd access to property to value even when there us a recent valueation. For a remortage of 39000 massive over kill. Do you test your own procedures Reviewed on: 4th September 2024

Halifax fixed rate mortgages offer a competitive sel...

5
Halifax fixed rate mortgages offer a competitive selection of options that cater to various financial needs. I found their rates to be reasonable, making home financing more accessible. The standout aspect of my experience was the exceptional customer service; the staff were knowledgeable, friendly, and always ready to assist with any inquiries. Overall, I would highly recommend Halifax for anyone considering a fixed rate mortgage. Reviewed on: 24th August 2024

We Wouldn't Change From Our Halifax Mortgage

5
We usually take on a fixed rate as the mortgage continues and we have been very happy over the years (now at 27 with 6 to go - we had a remortgage) they are always very helpful and I wouldn't change from them. Reviewed on: 9th June 2024

Good mortgage service

5
Have offered a good rate than the other banks. The process for the mortgage was easy and simple. I recommend my friend to opt Halifax for their mortgage purpose. I will also like to continue with Halifax during the remortgage of they accept me. Reviewed on: 24th May 2024

They haven’t just helped me but they have also helpe...

5
They haven’t just helped me but they have also helped my family Reviewed on: 23rd May 2024

Great app, helpful service.

5
Great app, helpful service. Various product ranges for mortgage Reviewed on: 12th April 2024

They provided our first mortgage and were fine

3
They provided our first mortgage. I didn’t find any part of their service to be remarkable one way or the other. Reviewed on: 2nd April 2024

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