Our Smart Money People 360° Rating
Your Fixed Rate Mortgage Reviews (63)
Mortgage
I was given great advice and information for my first time buyer mortgage. After careful consideration of the two products, I took out the 5 fix mortgage payment. I was given a £750 cash back & a well come home owner gift when I moved in to my ...
Read moreI was given great advice and information for my first time buyer mortgage. After careful consideration of the two products, I took out the 5 fix mortgage payment. I was given a £750 cash back & a well come home owner gift when I moved in to my property. Thanks Halifax Stourbridge mortgage team.
Fantastic
I was told I would have trouble getting a mortgage due to being self- employed and back living in the UK for only a few months following a stint of living abroad. They were able to not only offer me a mortgage but with an exceptionally competive fixed...
Read moreI was told I would have trouble getting a mortgage due to being self- employed and back living in the UK for only a few months following a stint of living abroad. They were able to not only offer me a mortgage but with an exceptionally competive fixed rate. Excellent customer service and my online mortgage account is easy and efficient to use. Highly recommend.
Not a problem
I had a wonderful mortgage advisor who found the best deal for me. She was helpful and kept me updated. Easy, quick, couldn't ask for anything more
Fantastic
Was told by many companies that I wouldn't be able to get a mortgage for the same amount to be able to move house. I desperately needed to move out of the area as I was experiencing domestic abuse from previous partners family. Luckily the Halifax...
Read moreWas told by many companies that I wouldn't be able to get a mortgage for the same amount to be able to move house. I desperately needed to move out of the area as I was experiencing domestic abuse from previous partners family. Luckily the Halifax gave me a mortgage, Caroline holland (mansfield branch) was brilliant and supported me throughout the whole process. Customer service and support were fantastic and the product was excellent at a fixed rate. Highly recommended.
Best mortgage rate for my circumstances
Used a mortgage broker initially who found a good fixed rate for my age and circumstances. Very helpful staff at the Halifax
Really good
Really good rates save us a good amount of money for the next two years
Online remortgage
I recently renewed my mortgage online with Halifax. It was such an easy process. It only took a few minutes online and then everything was handled smoothly from there. I'm very pleased with the service received and would definitely use them again.
Great Deals for Home Owners
A quick and easy transition from our current fixed mortgage to a new 5 year deal
Great
Never had any problems with my Halifax mortgage. Process was quick and easy and the mortgage was set up in no time! I would definitely recommend to other first time buyers.
Solid product for first time mortgage, couldn't match remortgage rate
Halifax gave me my first mortgage on my property at a reasonable rate. We went through a broker which smoothed the process, but as I was (lucky enough to be) gifted some funds from my parents we had an extra layer of scrutiny to prove where the money...
Read more Halifax gave me my first mortgage on my property at a reasonable rate. We went through a broker which smoothed the process, but as I was (lucky enough to be) gifted some funds from my parents we had an extra layer of scrutiny to prove where the money was coming from and to confirm that it wouldn't need to be paid back. This was all sorted and the product has been fine with regular payments taken correctly, with an easy process to set the payment date.
I would have been happy to stay with Halifax when my initial rate ended, but they couldn't get close enough to the leading rate we were offered elsewhere.
In summary, Halifax seem to be well suited for first-time buyers, but perhaps are not competitive enough once you've built up some equity.
Fantastic customer service!
As first time buyers, we were so nervous about getting ripped off on our first mortgage. We'd explored other options but eventually decided to go with Halifax, as we both held current and savings accounts with them already. From day 1, the process was...
Read moreAs first time buyers, we were so nervous about getting ripped off on our first mortgage. We'd explored other options but eventually decided to go with Halifax, as we both held current and savings accounts with them already. From day 1, the process was so smooth. We met our Mortgage Advisor and immediately felt at ease. There were no pushy sales tactics and we really felt like she was on our side and trying to get the best deal for us. Half way through we changed the property we were buying and the change was effortless for her. She helped us through every stage until she left to go on maternity and even then we still had the best service from Halifax. We'd originally gone for the £400 cashback but right before we were due to complete, we'd seen the £1,000 cashback deal for new owners. As we were already completing, we were worried we wouldn't be eligible but after we expressed our concerns, they honoured it and gave us an extra £600 cashback, which helped us pay our solicitors bill in full. The best part, though? Receiving a lovely little tote bag full of new home goodies, including teabags, shortbread biscuits and more. Thank you so much for making our first home purchase a breeze!
