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Halifax Fixed Rate Mortgage Reviews

Ratings based on 61 reviews Last review 1 week ago

Halifax mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People was established in 2014 to help provide an independent source of Halifax mortgage...

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Halifax mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People was established in 2014 to help provide an independent source of Halifax mortgage reviews. You write your mortgage reviews here to help other people find the best mortgage providers. Together, we can make financial services work better for everyone.

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Your Fixed Rate Mortgage Reviews (61)

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10th November 2018

Mortgage

I was given great advice and information for my first time buyer mortgage. After careful consideration of the two products, I took out the 5 fix mortgage payment. I was given a £750 cash back & a well come home owner gift when I moved in to my ...

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I was given great advice and information for my first time buyer mortgage. After careful consideration of the two products, I took out the 5 fix mortgage payment. I was given a £750 cash back & a well come home owner gift when I moved in to my property. Thanks Halifax Stourbridge mortgage team.

Sanjay Mistry's avatarSanjay MistryLevel 1
(0)
4th April 2018

Fantastic

I was told I would have trouble getting a mortgage due to being self- employed and back living in the UK for only a few months following a stint of living abroad. They were able to not only offer me a mortgage but with an exceptionally competive fixed...

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I was told I would have trouble getting a mortgage due to being self- employed and back living in the UK for only a few months following a stint of living abroad. They were able to not only offer me a mortgage but with an exceptionally competive fixed rate. Excellent customer service and my online mortgage account is easy and efficient to use. Highly recommend.

Mrs Lucy Gardner-Roberts's avatarMrs Lucy Gardner-RobertsLevel 1
(0)
8th February 2018

By far the best rate we could find

We switched to Halifax fixed rate mortgage 2 years ago when remortgaging. They were by far the best rate we could find and we have not had any trouble with them. Would definitely recommend.

Jolene's avatarJoleneLevel 1
(0)
30th January 2018

Fantastic

Was told by many companies that I wouldn't be able to get a mortgage for the same amount to be able to move house. I desperately needed to move out of the area as I was experiencing domestic abuse from previous partners family. Luckily the Halifax...

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Was told by many companies that I wouldn't be able to get a mortgage for the same amount to be able to move house. I desperately needed to move out of the area as I was experiencing domestic abuse from previous partners family. Luckily the Halifax gave me a mortgage, Caroline holland (mansfield branch) was brilliant and supported me throughout the whole process. Customer service and support were fantastic and the product was excellent at a fixed rate. Highly recommended.

Cheryl's avatarCherylLevel 1
(0)
6th January 2018

Online remortgage

I recently renewed my mortgage online with Halifax. It was such an easy process. It only took a few minutes online and then everything was handled smoothly from there. I'm very pleased with the service received and would definitely use them again.

Alison Etienne's avatarAlison EtienneLevel 1
(0)
24th November 2017

Solid product for first time mortgage, couldn't match remortgage rate

Halifax gave me my first mortgage on my property at a reasonable rate. We went through a broker which smoothed the process, but as I was (lucky enough to be) gifted some funds from my parents we had an extra layer of scrutiny to prove where the money...

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Halifax gave me my first mortgage on my property at a reasonable rate. We went through a broker which smoothed the process, but as I was (lucky enough to be) gifted some funds from my parents we had an extra layer of scrutiny to prove where the money was coming from and to confirm that it wouldn't need to be paid back. This was all sorted and the product has been fine with regular payments taken correctly, with an easy process to set the payment date.

I would have been happy to stay with Halifax when my initial rate ended, but they couldn't get close enough to the leading rate we were offered elsewhere.

In summary, Halifax seem to be well suited for first-time buyers, but perhaps are not competitive enough once you've built up some equity.

Jonathan Evans's avatarJonathan EvansLevel 1
(0)
21st November 2017

Fantastic customer service!

As first time buyers, we were so nervous about getting ripped off on our first mortgage. We'd explored other options but eventually decided to go with Halifax, as we both held current and savings accounts with them already. From day 1, the process was...

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As first time buyers, we were so nervous about getting ripped off on our first mortgage. We'd explored other options but eventually decided to go with Halifax, as we both held current and savings accounts with them already. From day 1, the process was so smooth. We met our Mortgage Advisor and immediately felt at ease. There were no pushy sales tactics and we really felt like she was on our side and trying to get the best deal for us. Half way through we changed the property we were buying and the change was effortless for her. She helped us through every stage until she left to go on maternity and even then we still had the best service from Halifax. We'd originally gone for the £400 cashback but right before we were due to complete, we'd seen the £1,000 cashback deal for new owners. As we were already completing, we were worried we wouldn't be eligible but after we expressed our concerns, they honoured it and gave us an extra £600 cashback, which helped us pay our solicitors bill in full. The best part, though? Receiving a lovely little tote bag full of new home goodies, including teabags, shortbread biscuits and more. Thank you so much for making our first home purchase a breeze!

Collette Jones's avatarCollette JonesLevel 1
(0)
8th November 2017

A simple and cheap product which is easy to manage

Love my experience with Halifax around our mortgage. It’s been so simple to manage since we got it over 2 years ago. I can make overpayments on the banking app for any amount which is simple to use. I’ve also recently switched to a cheaper deal saving ...

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Love my experience with Halifax around our mortgage. It’s been so simple to manage since we got it over 2 years ago. I can make overpayments on the banking app for any amount which is simple to use. I’ve also recently switched to a cheaper deal saving me money on the Halifax website in about 10 minutes. I really feel valued by Halifax and like they care about setting up their customers in the right way!

Steph Fishburn's avatarSteph FishburnLevel 1
(0)

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