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Halifax: Fixed Rate Mortgage reviews

3.79
Based on 157 reviews, last reviewed 10th Oct 2024
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
18%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

I’d recommend Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and tak... Read more Reviewed on: 10th October 2024
Jess S's avatar
Jess S

Latest lowest rating:

1

Useless untrained, unprofessional 2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced un... Read more Reviewed on: 5th September 2024
MW's avatar
MW

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (157)

Very helpful and friendly

5
Not feeling of getting forced into buying or renewing policy of home mortgage with them. Always a great experience Reviewed on: 31st August 2023

Mortgage

4
Easy to use did it all on line ……. Reviewed on: 20th August 2023

Great rates and easy to use

4
Offered us great rates when times were tough and have been very easy to use. Easy to get in contact with the right person when needed Reviewed on: 14th August 2023

One of the only ones that would do a one year self employed mortgage

5
Made me feel valued. Easy process. Great rate and competitive despite being an non standard customer. Reviewed on: 28th June 2023

Brilliant service and product

5
Renewed my fixed rate mortgage and the man looking after my case could not have been more helpful - so glad I called to get everything sorted! Reviewed on: 2nd June 2023

Helpful product, easy to understand

5
Simple mortgage product that’s clearly explained. If ever there’s a question, the terms and conditions are clear and can usually find the answer there. Friendly staff on the phone when I’ve had to call as well. Reviewed on: 31st May 2023

Renewed

5
I took out my original mortgage with Halifax and they were amazing for the period of the fixed term and then we went onto a variable rate…ugh crippled. And I left this for so long because I didn’t want to call (silly anxiety) eventually I did and honest to god it was the easiest longest phone call I have ever made and I came away better off than I was before! I kick myself for leaving it so long but hey ho maybe I wouldn’t have gotten such a good deal had I done it sooner, silver linings and all that! The woman I spoke to there was amazing and so friendly, I left feedback at the time but honestly I’d recommend them based on their customer service alone. Reviewed on: 11th April 2023

Easy to renew mortgage

5
Our fixed rate was coming to an end in December, but I was able to obtain a competitive rate 3 months early through the Halifax app which beat what my broker was able to find from a whole of market search. Never had a problem with customer service, overpayments easy to start and stop as needed. Reviewed on: 11th April 2023

Quick and easy to get a suitable mortgage, proactive communication from their side throughout!

5
Quick and easy to get a suitable mortgage, proactive communication from their side throughout! Reviewed on: 10th April 2023

Good rate

4
Good rate whilst it lasted. Shame can’t get something similar today. Reviewed on: 7th April 2023

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