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Halifax: Fixed Rate Mortgage reviews

3.79
Based on 157 reviews, last reviewed 10th Oct 2024
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
18%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

I’d recommend Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and tak... Read more Reviewed on: 10th October 2024
Jess S's avatar
Jess S

Latest lowest rating:

1

Useless untrained, unprofessional 2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced un... Read more Reviewed on: 5th September 2024
MW's avatar
MW

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (157)

Reliable bank for mortgage

5
Competitive rates. I have remortgaged with Halifax 3 times now. Reviewed on: 17th March 2023

Peace of mind

4
Able to budget with peace of mind Reviewed on: 14th March 2023

Good bank with good rates

3
We managed to get a good mortgage deal through Halifax, even though the interest rates at the moment are absolutely terrible. However, we had to get it through a mortgage broker. The mortgage advisor from the bank would offer us 6.79% fixed rate for 2 years, while through our mortgage broker we got the same product for 4.81%. Same product, same bank, but we had to pay £600 fees to our mortgage broker to get the deal. Reviewed on: 10th March 2023

Simple and doable

4
As a first time buyer our experience was simple and doable. Every step was clearly explained to us! We also have a joint account and the app is great. Reviewed on: 9th March 2023

Helpful

5
Caring honest bank genuinely looks out for you Reviewed on: 3rd March 2023

No issues

4
Switched mortgage to Halifax in 2022, no issues, easy to deal with Reviewed on: 2nd March 2023

Halifax account, app and Mortgage

4
I have been with Halifax for over 12 years and have mortgage with them too. Very easy banking and Halifax app is making things more simple anywhere i go. Reviewed on: 1st March 2023

Mortgage made clear and simple

4
Super job ,thank you for making this so easy! Reviewed on: 27th February 2023

Helpful, good app, convenient

5
Easy to manage on the app, helpful customer service and would recommend!! Fantastic rate, would use again! Reviewed on: 23rd February 2023

Good mortgage provider

5
Good provider, even hand delivered a welcome present the day we moved in. Reviewed on: 22nd February 2023

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