SP's community profile page - Smart Money People

Write a review

Viewing profile for,

SP

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (3)

Review of the Halifax, Fixed Rate Mortgage:

View on product page

Good but not clear how to enter mortgage draw

As part of the mortgage, you get entered into a prize draw to have your mortgage paid off if you also have a current account. This is why i switched to the current account and it seemed that entry into the prize draw was automatic as there were never any instructions to advise otherwise. The marketing email made it seems like it was automatic once i opened a current account. A few months down the line, i get a marketing email telling me I have to manually register for the draw in the app and therefore I’d missed a a few months of being entered. They should have given these instructions as soon as I l opened my current account as I opened it due to the incentives halifax offered, one of which was the prize draw. Reviewed on: 4th April 2023

Review of the Halifax, Current Account:

View on product page

Good but app and processes could be clearer

Overall good but i feel Halifax should’ve been clearer with the specific terms and conditions for the reward current account. Part of the conditions to gain reward is spending a certain amount of money using the account but it was not made clear that DD’s and standing orders do not count and what counts is using the card is shops. I’m sure it’s in the small print somewhere however, i was unable to find the info when i looked and it’s only now that i have opened the account i realise DD’s/standing order don’t count. This should be more clear when you apply for the account and shouldn’t have to be in small print (if it is) Reviewed on: 4th April 2023

Review of the Zopa, Smart Saver:

View on product page

Already recommended Zopa to family

Zopa is noticeably easy and straightforward to use when compared with my other financial and banking apps. This gives clarity and makes it pleasurable to use. Reviewed on: 3rd April 2023

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.