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Halifax: Fixed Rate Mortgage reviews

3.83
Based on 162 reviews, last reviewed 13th Jun 2025
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
18%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025
Rob's avatar
Rob

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025
Tricia S's avatar
Tricia S

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (162)

No issues

4
Switched mortgage to Halifax in 2022, no issues, easy to deal with Reviewed on: 2nd March 2023

Halifax account, app and Mortgage

4
I have been with Halifax for over 12 years and have mortgage with them too. Very easy banking and Halifax app is making things more simple anywhere i go. Reviewed on: 1st March 2023

Mortgage made clear and simple

4
Super job ,thank you for making this so easy! Reviewed on: 27th February 2023

Helpful, good app, convenient

5
Easy to manage on the app, helpful customer service and would recommend!! Fantastic rate, would use again! Reviewed on: 23rd February 2023

Good mortgage provider

5
Good provider, even hand delivered a welcome present the day we moved in. Reviewed on: 22nd February 2023

Brilliant

5
Quick, easy to arrange! They helped through every stage of the process and were eager to get it over the line Reviewed on: 22nd February 2023

Great company!

5
Really competitive, best APR rates on the market. Mortgage advisors are really knowledgeable! Reviewed on: 22nd February 2023

Excellent service

5
Friendly staff, competitive rates and instant replies from the customer service line Reviewed on: 1st February 2023

I've been with the Halifax branch for years .

5
I have a visa card also a mortgage with the halifax branch. I've been with them for years now it's a very good company i'm pleased with the service i've received so far. I also do online banking so i can keep an eye on my money. you can also called them anytime to discuss anything the customer service is brilliant. I just applied for a mortgage holiday for a couple of months they were so understanding and helpful. Reviewed on: 13th January 2023

Mortgage

5
I like it and ready to help always Reviewed on: 13th January 2023

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