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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.93 (157 reviews)

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3.79

Based on 157 reviews, last reviewed 10th Oct 2024

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

56%

18%

Latest highest rating:

5

I’d recommend Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and tak... Read more Reviewed on: 10th October 2024

Latest lowest rating:

1

Useless untrained, unprofessional 2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced un... Read more Reviewed on: 5th September 2024

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About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (157)

Great Five Year fixed rate

Great product, re-mortgaged five year fixed rate, great rate, easy to arrange and can view it on banking app and make overpayments. Reviewed on: 6th April 2023

Great mortgage product

Great mortgage product, clear information provided and an easy to use app Reviewed on: 6th April 2023

Easy Mortgage

We have had our mortgage for 2 years with Halifax and hope to remortgage with them in 3 years time. The app is great and info provided is great too. Reviewed on: 5th April 2023

Fantastic

My mortgage payments were due to go up but Halifax online services found me a 3 year fixed rate that was cheaper than what I am currently paying. It was all signed and agreed online and only took a few minutes. Fantastic service! Reviewed on: 5th April 2023

Best rates in the market

Not much to say, when looking for a mortgage, they always had the best rates in the market. The app is comprehensible and you can manage everything there. No need to have a bank account with them. Reviewed on: 5th April 2023

Good but not clear how to enter mortgage draw

As part of the mortgage, you get entered into a prize draw to have your mortgage paid off if you also have a current account. This is why i switched to the current account and it seemed that entry into the prize draw was automatic as there were never any instructions to advise otherwise. The marketing email made it seems like it was automatic once i opened a current account. A few months down the line, i get a marketing email telling me I have to manually register for the draw in the app and therefore I’d missed a a few months of being entered. They should have given these instructions as soon as I l opened my current account as I opened it due to the incentives halifax offered, one of which was the prize draw. Reviewed on: 4th April 2023

Great mortgage provider

I have two mortgages by Halifax and I’m really happy with them as service for getting and as a terms Reviewed on: 4th April 2023

Mortgage

Halifax helped me ny family to get a mortgage and thanks to their advice we managed to get the mortgage at the right and before the prices go up. We thank you Reviewed on: 3rd April 2023

Halifax mortgages

At the time of application, Halifax had the best interest rate for a 5 year mortgage. If, when it comes time to renew, they are still the cheapest, I’d happily stay with them. I can easily track my mortgage and pay into it early if I’d like to. Reviewed on: 30th March 2023

Useless

Halifax mortgages are absolutely useless. I have been waiting a month for statements to be posted and they refuse to email them to me. I remortgaged with them and due to a number of issues at their end I got about 25 letters advising me of different payment amounts and dates. I called to see what was going on and was given different stories each time. They didn't take the payment out when they should have (the money was in the account) and then sent me letters telling me I missed payments but it was all down to Halifax Reviewed on: 27th March 2023

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