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Vida Home Loans: Mortgage reviews

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1.41
Based on 29 reviews, last reviewed 9th Sep 2022
No new 5 star reviews
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Latest highest rating:

5

Over and Above I honestly could not fault VIDA at all. Yes, it probably took a little bit longer than most, but what do you expect when you are going to a specialist... Read more Reviewed on: 6th September 2021
Schroedz's avatar
Schroedz

Latest lowest rating:

1

Cowboys The worst company ever I deal in my life. Reviewed on: 9th September 2022
A. S.'s avatar
A. S.
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About the Mortgage

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Vida Home Loans Mortgage reviews (29)

Most recent Overall rating

Cowboys

1
The worst company ever I deal in my life. Reviewed on: 9th September 2022
A. S.'s avatar
A. S.

Extortionate - ripoff company

1
Wow just look at all the negative reviews. Almost 50:50 for good and bad (most likely the 50% good reviews are from relatives and friends of people who work at this rip off company). I had a mortgage deal (sourced by another useless company called KEY MORTGAGE ADVICE in Preston and Southport, whom I also recommend NOT using ) which resulted in £800pcm over 5 years rather than £400pcm and a penalty payment of approx.£8000 if you wished to be released early). At the time, I was in a rush and told that this was the best deal so I reluctantly agreed (although I have an excellent job and excellent credit history). This company are ludicrously expensive and my mortgage advisors since (3 to be exact) were horrified that this was such a poor deal especially as the interest rates were so low at the time. I could have had a capital repayment for cheaper and paid off some of the capital throughout the 5 year period). DO NOT USE this ROGUE company. I hope people read these reviews and have the sense not to use them - they shouldn't be in business. I have used a different name for review purposes. Reviewed on: 4th August 2022
Uri Holden's avatar
Uri Holden

unplasant and uneccesary

1
I have many mortgages spread over many borrowers over many years so it's the voice of experience here. Vida are difficult to deal with and are quick to make uneccesary threats. I suspect a robotic system churns out the onerous posts and it can be unplasant. In my case they did not respond to a mandate they wished to set up which led to the usual boring threats of turning your business into toast. The law is partly to blame giving the power to these incompetant borrowers to use the credit referance agencies as a bludgeoning tool to extract monies rather than look into it first, or more likely chose not to look into it. Be careful with this borrower and allow lots of time. They can be difficult. Reviewed on: 5th February 2022
Dave Baker's avatar
Dave Baker

I would not recommend!

1
I’ve had a terrible experience with Vida- they are incredibly unresponsive, we were told we could request for an exception to getting the valuation report as our property was down valued by 85k! We waited for two weeks after sending in the rationale and our request but heard nothing! Just kept getting told we will get a response soon! Everyone was totally uncooperative and rude and it’s just been a terrible experience, we are still waiting and since we put a deposit of 5k down on the property we need the report to get that money back! I would appreciate it someone could get back to us on this Reviewed on: 31st January 2022
Vwaro Omene's avatar
Vwaro Omene

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