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Vida Home Loans Mortgage Reviews

Ratings based on 14 reviews Last review 1 week ago

If you're looking for Vida Home Loans reviews, read our community comments, thoughts, and experiences from our Smart Money People reviewers. Read about the Vida Home Loans mortgage products and make up your own mind after reading our reviews. Already...

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If you're looking for Vida Home Loans reviews, read our community comments, thoughts, and experiences from our Smart Money People reviewers. Read about the Vida Home Loans mortgage products and make up your own mind after reading our reviews. Already have a mortgage from Vida Home Loans? Help out others like you who are looking for reviews by posting your own! With the power of your reviews, we're changing financial services.

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Our Smart Money People 360° Rating

NOT RATED
Combines our customer review data set with wider market analysis. Find out more here.

Your Mortgage Reviews (14)

12th November 2018

Run, run fast!

Please don't ever think about going with this bank!...

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Please don't ever think about going with this bank!
Please are rude, un-competent, lazy and slow there. We have been waiting 4 months (!) to get a mortgage and they were giving our case from one employee to another, so we had to re-send stuff every month. It's a miracle that our seller has been waiting so long for us - in any other case we would loose the house. There is no contact with them, no chance to follow up with your case - they will drive you insane. I swear I was close to going to some newspaper with this. Please don't make the same mistake I did. Alex

8th November 2018

Stay away

Shocking experience dealing with this company..4 months since our AIP from them, we have been jumping through every hoop they asked of us, paid out for extra surveys and they still say no! They have taken our money and ran without giving any valid...

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Shocking experience dealing with this company..4 months since our AIP from them, we have been jumping through every hoop they asked of us, paid out for extra surveys and they still say no! They have taken our money and ran without giving any valid reasons for declining. If you value your sanity stay well away from them

26th April 2018

Absolutely Horrendous Experience - Do not go near them

Supplied all paperwork, took fee, 6 weeks later they decided to offer me a quarter of original amount despite my score being stable and on the UK average.  Offered this at a horrendously high rate, lost house I wanted to purchase, went with another ...

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Supplied all paperwork, took fee, 6 weeks later they decided to offer me a quarter of original amount despite my score being stable and on the UK average.  Offered this at a horrendously high rate, lost house I wanted to purchase, went with another lender that agreed within a week but now need to find a property as lost the one I had my heart set on. They should be closed down, total shambles. It also took ages for my refund to come through, had to pay another valuation fee when I went with a different lender. Awful awful experience. 

27th March 2018

Joke

Taken my valuation fee and my application fee and ran, in my application explained everything about property and its multi use, accepted my application took my money and then rejected my application on the same grounds I applied for. complete...

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Taken my valuation fee and my application fee and ran, in my application explained everything about property and its multi use, accepted my application took my money and then rejected my application on the same grounds I applied for. complete contradiction. valued my property 35.000 less then another mortgage company and an independent valuation, I get the feeling they had no intention of lending to me anyway. waste of time.

8th March 2018

Don't touch with a barge pole!

Our buyers applied for a mortgage with this shambles of a company about 10weeks ago. The initial survey/valuation report was done about a week later. 8 weeks plus on we are still waiting to find out if they have their mortgage offer. They have...

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Our buyers applied for a mortgage with this shambles of a company about 10weeks ago. The initial survey/valuation report was done about a week later. 8 weeks plus on we are still waiting to find out if they have their mortgage offer. They have chased them, the broker has chased them, but still no nearer. We have lost the house we were going to buy whilst waiting for our buyers. As far as I can see they are a waste of time. I wouldn't recommend them to my worst enemy! If you are a seller make sure your buyer isn't using this company!

5th February 2018

Complete bunch of ametuers

Applied with this company as being self employed was recommended by the broker, what a joke! after countless paperwork of income, tax, ID infact everything you can think of, over 9 weeks and STILL no decision! So cancelled and demanded a refund. They...

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Applied with this company as being self employed was recommended by the broker, what a joke! after countless paperwork of income, tax, ID infact everything you can think of, over 9 weeks and STILL no decision! So cancelled and demanded a refund. They are utterly useless and conduct themselves in a like wise fashion. Save yourself time and money and go with a better lender even if its at a higher APR, its worth it.

8th January 2018

Absolute shambles

My broker applied for a re-mortgage and no word for 2 months until I said I was going to take matter forward to get my money back. I paid 590 and only got 410 back, 180 was taken for administration work that wasn't done. What a load of rubbish, cowboy...

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My broker applied for a re-mortgage and no word for 2 months until I said I was going to take matter forward to get my money back. I paid 590 and only got 410 back, 180 was taken for administration work that wasn't done. What a load of rubbish, cowboy lenders.
Brokers and the public to find reputable lenders elsewhere, please don't waste your time and money with unprofessional and unreliable set of scammers.

5th July 2017

Terrible - hair falling out experience

My broker suggested these would be the best company for my circumstances. Buy-2- let. Has taken 2 months now and no clearer if I have the mortgage even though the valuation went ok over 3 weeks ago. I am being constantly pestered by the sellers...

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My broker suggested these would be the best company for my circumstances. Buy-2- let. Has taken 2 months now and no clearer if I have the mortgage even though the valuation went ok over 3 weeks ago. I am being constantly pestered by the sellers solicitor. Very nerve-racking unprofessional experience - would never recommend them or use them again

20th June 2017

Mortgage Nighrmare

Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going...

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Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later..

20th June 2017

Mortgage Nighrmare

Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going...

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Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later..

21st March 2017

nightmare

The whole experience has been a total nightmare. On their website they talk about how much experience \the team\" has - but dealing with them leads you to believe that they must have all been sacked by previous employers to form \""incompetent home...

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The whole experience has been a total nightmare. On their website they talk about how much experience \the team\" has - but dealing with them leads you to believe that they must have all been sacked by previous employers to form \""incompetent home loans\"""