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Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 3.6 (122 reviews)

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3.60

Based on 122 reviews, last reviewed 17th Apr 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

17%

11%

Latest highest rating:

5

Excellent company Realy easy to apply i received my decision very quickly. There customer service team are helpful Reviewed on: 17th April 2026

Latest lowest rating:

2

Inflexible I found them inflexible and unhelpful dealing with issues. If you have financial difficulties there is no flexibility Reviewed on: 16th April 2026

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About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Initial Credit Card reviews (122)

Good card for building credit

I have had this card for about 5 years now and it has been a pleasure to use. Highly recommended for people new to credit cards. It can be linked to Barclaycard Cashback Rewards for % back on various purchases. Reviewed on: 13th June 2023

a good start

there isn't many cards our there to assist with people who just started working on their credit reports. Reviewed on: 31st May 2023

Always good

Easy to use every people good service and respect all customer hearing Reviewed on: 11th April 2023

easy app to use

this is a good app easy to use and very convenient Reviewed on: 11th April 2023

Still standing strong

The oldest credit card out there and still going strong. The company is smart and innovative and intelligent. Reviewed on: 11th April 2023

Gets the job done!

Basic credit card, good customer service, easy and quick to pay off! Reviewed on: 10th April 2023

Excellent service

Never have a problem staff always cheerful and friendly and helpful Reviewed on: 5th April 2023

Good credit card for emergency payments

This card is very good,great for emergency payments,the fees are ok (low) for me and they will raise the limit in a short time and can be double or triple depends on you and your payments I think so. It is worthy,helpful and understandable plus easy to use Thank you Barclay's Reviewed on: 3rd April 2023

Ok service, some issues with app

Ok service, some issues with app Reviewed on: 30th March 2023

bad app good product

although the app is mostly not functional, the card itself is ok Reviewed on: 30th March 2023

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