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Barclaycard reviews

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Rated Good 3.86/5

Barclaycard reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Good based on 616 product reviews

Average score of 3.86/5
5 star
54%
4 star
19%
3 star
10%
2 star
3%
1 star
14%
Reviews for Barclaycard have trended negatively over the past 90 days

Latest positive rating

5/5

Barclaycard is great, there credit card is easy to u...

Barclaycard is great, there credit card is easy to use and has good benefits. I was recommended Barclaycard by a family member and the recommendation... Barclaycard is great, there credit card is easy to use and has good benefits. I was recommended Barclaycard by a family member and the recommendation did not disappoint. Customer service was great in store, I had some issues with my card arriving but the girls in store sorted it very quickly and professionally Read more Read less

Latest negative rating

2/5

Inflexible

I found them inflexible and unhelpful dealing with issues. If you have financial difficulties there is no flexibility

About Barclaycard

Barclaycard reviews from our Smart Money People can help you to find out more about Barclaycard whose five core values are Respect, Integrity, Service, Excellence and Stewardship. Smart Money People is the place for Barclaycard reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Barclaycard at a glance

Reviews for Barclaycard

Showing 11 of 616 company reviews Last reviewed within 7 days

Barclaycard is great, there credit card is easy to u...

Platinum credit cards 20th April 2026

Barclaycard is great, there credit card is easy to use and has good benefits. I was recommended Barclaycard by a family member and the recommendation... Barclaycard is great, there credit card is easy to use and has good benefits. I was recommended Barclaycard by a family member and the recommendation did not disappoint. Customer service was great in store, I had some issues with my card arriving but the girls in store sorted it very quickly and professionally Read more Read less

Rated Excellent 5/5
Read more product reviews

Barclaycard and Barclay's service are a great choice

Platinum credit cards 20th April 2026

Barclaycard and respective Barclay's service has been a safe, reliable and value for money option in credit options and respective debt management. T&Cs are always... Barclaycard and respective Barclay's service has been a safe, reliable and value for money option in credit options and respective debt management. T&Cs are always very clear, services are easy with clear information and support is quick and useful. It is an overall reliable, safe and competitive banking service where customers seem to be rewarded for their loyalty. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    I took out a Platinum credit card to transfer balanc...

    I took out a Platinum credit card to transfer balances from other cards. I found the process extremely easy. The App is user friendly. I... I took out a Platinum credit card to transfer balances from other cards. I found the process extremely easy. The App is user friendly. I can easily control my account online. Barclays send out weekly balance and monthly payment reminders. The other best thing is unlike other credit card companies they renew the balance transfer offer each month. Allowing me to reduce my debt much quicker. Brilliant Barclays. Read more Read less

  • 5/5

    I used to enjoy my barclaycard.

    I used to enjoy my barclaycard. They stopped sending me deals for a while which was unhelpful. Then they wrote to me to say they... I used to enjoy my barclaycard. They stopped sending me deals for a while which was unhelpful. Then they wrote to me to say they wanted to increase my limit. Send a text to just get it done now instead of waiting for the date. Then on sending the text, declined it! That is stupid! It was their idea! Then eventually they did give the increase anyway. That is frustrating and pointless. Read more Read less

  • 5/5

    Excellent company

    Realy easy to apply i received my decision very quickly. There customer service team are helpful

  • 5/5

    No issues with this provider, ever.

    No issues with this provider, ever. When I have had small issues, promptly resolved with good customer care

  • 4/5

    Excellent customer services

    The customer service team has solved any issues I’ve had with my credit card quickly and efficiently.

    {"display":"MC","full_name":"MC","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Initial Credit Card
    MC 16th April 2026
  • 5/5

    Good communication, use all the time to increase cre...

    Good communication, use all the time to increase credit score - ease of use

    {"display":"Sid","full_name":"Sid","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Initial Credit Card
    Sid 16th April 2026
  • 2/5

    Inflexible

    I found them inflexible and unhelpful dealing with issues. If you have financial difficulties there is no flexibility

  • 1/5

    AVOID - They reduce your credit limit without warning!

    Absolutely terrible. Avoid Barclaycard Commerical at all costs! I have the Barclaycard Commercial credit card as a financial safety net for my business. I've recently... Absolutely terrible. Avoid Barclaycard Commerical at all costs! I have the Barclaycard Commercial credit card as a financial safety net for my business. I've recently worked had to reduce my balance by £500, knowing full well I had that financial safety net I could use when needed. Without any consultation with me, they have reduced my credit limit without giving me any notice or warning or choice what so ever, which has now put me in financial difficulty with my business by not having access to those funds. Now I am going to significantly reduce my monthly payment I had on my card that was reducing my balance each month to just the bare minimum. I'd rather now save up the same money I would have paid off each month in a separate account, that way I can access the funds if I need them, without the further risk of Barclaycard Commercial reducing my creidt limit again without warning. If you want business lending, I highly recommend you DO NOT use Barclaycard Commerical. Once I've saved up the balance on my credit card, I intend to pay it off in full, cancel the card and go with a different lender, as well as cancel my Barclays accounts. I have completely lost trust in Barclaycard Commercial! And the customer service is terrible, they do not care in the slightest about their customers and their businesses. Read more Read less

    {"display":"Ben","full_name":"Ben","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Credit Card
    Ben 14th April 2026
  • 4/5

    Financial Help in one touch

    Smooth transaction and easy to use ..wherever I need ,it's there for me.

    Products from Barclaycard

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