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Barclaycard: Business Credit Card reviews

Name: Business Credit Card
Rating: 3.09 (33 reviews)

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2.52

Based on 33 reviews, last reviewed 12th Aug 2025

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

36%

15%

2 star

40%

Latest highest rating:

5

very helpful always friendly willing to help you very helpful always friendly willing to help you Reviewed on: 2nd May 2024

Latest lowest rating:

1

Title: Unfair Treatment After Attempting to Responsi... Title: Unfair Treatment After Attempting to Responsibly Manage My Business Account I’m very disappointed with how Barclaycard has handled my business ... Read more Reviewed on: 12th August 2025

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About this product

Barclaycard Business Credit Card reviews can help you to find out about the pros and cons of the Business Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Business Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Business Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Business Credit Card reviews (33)

Title: Unfair Treatment After Attempting to Responsi...

Title: Unfair Treatment After Attempting to Responsibly Manage My Business Account I’m very disappointed with how Barclaycard has handled my business credit account. I’ve applied several times for a credit limit increase to support my company’s needs, and each request was declined — despite having a good payment history. How a company can function with £3,000 limit? Recently, I made a £400 payment toward my balance in an effort to continue using the account responsibly and improve my chances of an increase. Instead of seeing progress, Barclaycard reduced my credit limit to £2,600— with no proper explanation. This decision feels not only counterproductive but also completely demotivating for someone trying to manage their business credit properly. It gives the impression that payments are penalised rather than rewarded. I expected better support from a company that claims to stand behind businesses. This experience has seriously made me question continuing to use Barclaycard for my business needs. Reviewed on: 12th August 2025

Awful customer services

Know your customer team cannot be contacted directly yet, they consistently keep making mistakes that block out business credit card Reviewed on: 14th July 2025

The app doesn't work, direct debit doesn't automatic...

The app doesn't work, direct debit doesn't automatically cover your first payment, you can only phone them - there's no email or easy online form for contact. Our app shows zero balance, yet we're hounded for payment on an account we've a direct debit set up for. We've wasted hours of time, just avoid. Reviewed on: 13th June 2024

very helpful always friendly willing to help you

very helpful always friendly willing to help you Reviewed on: 2nd May 2024

their app is easy to use and is a convenient way of...

their app is easy to use and is a convenient way of tracking business expenses Reviewed on: 2nd April 2024

Don't rely on this card for online purchasing

This card consistently fails to allow you to use it for online purchasing, The customer service is very poor and often you will get cut off mid talk and they do not call you back. I am moving my company to Capital on Tap because I don't have the abilty to spend triple the amount of time it takes to make a purchase online, even for sites that the card has previously been used for, eg annual subscriptions. Reviewed on: 23rd February 2024

Worst Card Ever

I am convinced the positive reviews on here are probably from employees. The Barclaycard Business card is one of the worst credit cards I have encountered in my life. Unfortunately I have to resort in falling back on my own personal cards for business purposes as the majority of transactions fail. Don't even think about using this card for a secure source to pay for third party online services as it fails, transactions constantly failing not reliable at all. Don't even get me started on the pitiful app. Why would you not have the basic functionality to show the full card balance rather than the monthly running balance. Why would you not allow your customers to not be able to pay their credit card from within your app. The whole thing is just a painful product and service to use. I would not recommend at all. Reviewed on: 18th August 2023

multiple issues glad i still have MBNA card to fall back on

where do. istart !! 3d authentication is a nightmare . constantly get transactions rejected. retailer say its them bcard says its not . ocassionally run out of credit. as I cant see remaining balance on app! have to go online to get full details .. real hassle for a busy small business owner. . I asked for a credit increase and it was going to involve the 3rd degree, despite clearing balance every month i only use ithis card because of 1 percent back otherwise it would be in the bin. Thank God I have kept my MBNA card otherwise I'd be stuffed . If you need a reliable credit card steer clear of this shower !! Reviewed on: 14th May 2023

ok

nice cards always increasing limit Reviewed on: 5th April 2023

Nice banking

Helpful trustworthy and personable Reviewed on: 6th March 2023

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