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Barclaycard: Business Credit Card reviews

Name: Business Credit Card
Rating: 3.16 (32 reviews)

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2.67

Based on 32 reviews, last reviewed 14th Jul 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

37%

16%

2 star

38%

Latest highest rating:

5

very helpful always friendly willing to help you very helpful always friendly willing to help you Reviewed on: 2nd May 2024

Latest lowest rating:

1

Awful customer services Know your customer team cannot be contacted directly yet, they consistently keep making mistakes that block out business credit card Reviewed on: 14th July 2025

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About this product

Barclaycard Business Credit Card reviews can help you to find out about the pros and cons of the Business Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Business Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Business Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Barclaycard Business Credit Card reviews (32)

Awful customer services

Know your customer team cannot be contacted directly yet, they consistently keep making mistakes that block out business credit card Reviewed on: 14th July 2025

The app doesn't work, direct debit doesn't automatic...

The app doesn't work, direct debit doesn't automatically cover your first payment, you can only phone them - there's no email or easy online form for contact. Our app shows zero balance, yet we're hounded for payment on an account we've a direct debit set up for. We've wasted hours of time, just avoid. Reviewed on: 13th June 2024

very helpful always friendly willing to help you

very helpful always friendly willing to help you Reviewed on: 2nd May 2024

their app is easy to use and is a convenient way of...

their app is easy to use and is a convenient way of tracking business expenses Reviewed on: 2nd April 2024

Don't rely on this card for online purchasing

This card consistently fails to allow you to use it for online purchasing, The customer service is very poor and often you will get cut off mid talk and they do not call you back. I am moving my company to Capital on Tap because I don't have the abilty to spend triple the amount of time it takes to make a purchase online, even for sites that the card has previously been used for, eg annual subscriptions. Reviewed on: 23rd February 2024

Worst Card Ever

I am convinced the positive reviews on here are probably from employees. The Barclaycard Business card is one of the worst credit cards I have encountered in my life. Unfortunately I have to resort in falling back on my own personal cards for business purposes as the majority of transactions fail. Don't even think about using this card for a secure source to pay for third party online services as it fails, transactions constantly failing not reliable at all. Don't even get me started on the pitiful app. Why would you not have the basic functionality to show the full card balance rather than the monthly running balance. Why would you not allow your customers to not be able to pay their credit card from within your app. The whole thing is just a painful product and service to use. I would not recommend at all. Reviewed on: 18th August 2023

multiple issues glad i still have MBNA card to fall back on

where do. istart !! 3d authentication is a nightmare . constantly get transactions rejected. retailer say its them bcard says its not . ocassionally run out of credit. as I cant see remaining balance on app! have to go online to get full details .. real hassle for a busy small business owner. . I asked for a credit increase and it was going to involve the 3rd degree, despite clearing balance every month i only use ithis card because of 1 percent back otherwise it would be in the bin. Thank God I have kept my MBNA card otherwise I'd be stuffed . If you need a reliable credit card steer clear of this shower !! Reviewed on: 14th May 2023

ok

nice cards always increasing limit Reviewed on: 5th April 2023

Nice banking

Helpful trustworthy and personable Reviewed on: 6th March 2023

A BANK THAT DECEIVES ITS CUSTOMERS - STAY AWAY FROM THIS BANK

I applied for a barclays business credit card only for the cashback. However, it's been my biggest mistake. Never again. Their app and their online banking will show different outstanding balance which is very misleading and confusing. I have never in my life paid purchase interest on my credit cards as I always clear the balance end of the month. However, with this bank they will show different amounts on the App vs Online banking. So you may think you cleared the balance as the app shows no outstanding balance but after a while you will realise you owe them over £500. Please apply for any other bank EXCEPT BARCLAYS. Reviewed on: 2nd March 2023

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