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Review of the Barclaycard, Business Credit Card:

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AVOID - They reduce your credit limit without warning!

Absolutely terrible. Avoid Barclaycard Commerical at all costs! I have the Barclaycard Commercial credit card as a financial safety net for my business. I've recently worked had to reduce my balance by £500, knowing full well I had that financial safety net I could use when needed. Without any consultation with me, they have reduced my credit limit without giving me any notice or warning or choice what so ever, which has now put me in financial difficulty with my business by not having access to those funds. Now I am going to significantly reduce my monthly payment I had on my card that was reducing my balance each month to just the bare minimum. I'd rather now save up the same money I would have paid off each month in a separate account, that way I can access the funds if I need them, without the further risk of Barclaycard Commercial reducing my creidt limit again without warning. If you want business lending, I highly recommend you DO NOT use Barclaycard Commerical. Once I've saved up the balance on my credit card, I intend to pay it off in full, cancel the card and go with a different lender, as well as cancel my Barclays accounts. I have completely lost trust in Barclaycard Commercial! And the customer service is terrible, they do not care in the slightest about their customers and their businesses. Reviewed on: 14th April 2026

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