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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very good satisfaction easy to get

Very good satisfaction easy to get Reviewed on: 31st May 2026

Poor credit, no problem

Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my credit score back up. it’s great for rainy days or those irritating unexpected expenses. With easy repayments that come with notifications and give you plenty of notice. overall excellent service. Thanks Zopa Reviewed on: 22nd May 2026

Has been very positive not had any issues with my ca...

Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Handyman

Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Easy to apply

Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Very straightforward card easy to use &the app is ve...

Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

It is easy to use and quick access

It is easy to use and quick access Reviewed on: 26th April 2026

Zopa is Awesome!

Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

I have had no issues at all never had to contact cus...

I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Excellent credit card company

Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

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