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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very easy to deal with, very quick service,excellent...

Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Zopa not only loan money but also encourage people t...

Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Explfantastic service

Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Very easy and simple to use.

Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Always great response .

Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

I'm a new customer of Zopa and haven't had much deal...

I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

I found Zopa a very helpful resource to have easy to...

I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending and payments Reviewed on: 19th March 2026

ZopaCredit

Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

So far so good very helpful in every way

So far so good very helpful in every way Reviewed on: 18th March 2026

They are helpful and good value for money

They are helpful and good value for money Reviewed on: 18th March 2026

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