Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It is easy to use and quick access

It is easy to use and quick access Reviewed on: 26th April 2026

Zopa is Awesome!

Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

I have had no issues at all never had to contact cus...

I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Excellent credit card company

Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

MOVE Online provided an excellent service from start...

MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and quick to respond. They made everything simple and hassle-free. I’d highly recommend them to anyone looking for a reliable service. Reviewed on: 21st April 2026

Good service i like zopa

Good service i like zopa rates and service Reviewed on: 20th April 2026

Very efficient service

Very efficient service. Application works well Reviewed on: 19th April 2026

My experience with Zopa has been great.

My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

A* easy to use app , easy to talk with and very help...

A* easy to use app , easy to talk with and very helpful staff Reviewed on: 18th April 2026

Always fantastic always receive excellent support

Always fantastic always receive excellent support Reviewed on: 18th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.27 from 26 reviews
Credit card
from 118 118 Money 4.72 from 5644 reviews
Credit card
from Debenhams 3.98 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub