Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

View other Zopa products

4.93

Based on 40,271 reviews, last reviewed 14th Oct 2025

80% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40271)

Simple and easy to use, the app is easy to navigate.

Simple and easy to use, the app is easy to navigate. Great for building my credit rating and I've never had any issues using it online or any of the shops I usually use. I would definitely recommend this card to anyone Reviewed on: 5th May 2025

First credit card I had and wouldn’t change for the...

First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025

Convenient to use

Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025

Credit cards are very great

Great cards , all well end nice looking after you all the time Reviewed on: 30th April 2025

Credit card very good company Thanks

Credit card very good company Thanks Reviewed on: 29th April 2025

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.88 from 2845 reviews
Purchase Credit Card
from Halifax 3.75 from 18 reviews
Initial Credit Card
from Barclaycard 3.99 from 118 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub