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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good service i like zopa

Good service i like zopa rates and service Reviewed on: 20th April 2026

Very efficient service

Very efficient service. Application works well Reviewed on: 19th April 2026

My experience with Zopa has been great.

My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

A* easy to use app , easy to talk with and very help...

A* easy to use app , easy to talk with and very helpful staff Reviewed on: 18th April 2026

Always fantastic always receive excellent support

Always fantastic always receive excellent support Reviewed on: 18th April 2026

Using since more than 6 months still i haven’t got e...

Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not offering Reviewed on: 18th April 2026

Good customer service,

Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

The app is good and interest rates on savings is ex...

The app is good and interest rates on savings is excellent Reviewed on: 18th April 2026

Good service and the app is easy to use

Good service and the app is easy to use Reviewed on: 18th April 2026

Excellent company, very professional and good custom...

Excellent company, very professional and good customer service Reviewed on: 17th April 2026

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